LFGP (Ledyard Financial Group) GF Value Rank: 7 (As of Aug. 26, 2026) — 22% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LFGP Ledyard Financial Group Inc LFGP
54 GF Score
Price $22.25
GF Value $20.79
Valuation Fairly Valued
! 7 Warning Signs
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What is Ledyard Financial Group GF Value Rank?

Ledyard Financial Group LFGP 54 GF Value Rank is 7 as of Aug. 26, 2026, which is 22% below its 10-year median of 9.00. GuruFocus rates LFGP with a GF Score™ of 54/100 and a GF Value™ of $20.79 (Fairly Valued). The stock has 7 warning signs investors should review.

Ledyard Financial Group has the GF Value Rank of 7.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Ledyard Financial Group GF Value Rank Related Terms


LFGP vs DWNX, CBWA, MVLY: GF Value Rank Comparison

For the Banks - Regional subindustry, Ledyard Financial Group's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ledyard Financial Group GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Ledyard Financial Group's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Ledyard Financial Group's GF Value Rank falls into.


LFGP
54GF Score
Ledyard Financial Group Inc LFGP
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 7 mean?
Ledyard Financial Group (LFGP) has a GF Value Rank of 7 as of Aug. 26, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Ledyard Financial Group and its competitors. This is 22% below median its historical median of 9.00. Over the past decade, Ledyard Financial Group's GF Value Rank has ranged from 1.00 to 10.00.
Is Ledyard Financial Group's GF Value Rank too high?
Ledyard Financial Group's current GF Value Rank of 7 is 22% below median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Ledyard Financial Group has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ledyard Financial Group's GF Value Rank compare to DWNX and CBWA?
Ledyard Financial Group's GF Value Rank of 7 can be compared against companies in the Banks industry. Historically, Ledyard Financial Group's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Ledyard Financial Group and its competitors. Ledyard Financial Group's current GF Value Rank is 7, which is 22% below median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ledyard Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ledyard Financial Group (LFGP) is currently considered Fairly Valued. The stock's GF Value™ is $20.79, compared to a current price of $22.25 — trading 7% above its estimated fair value. The current GF Value Rank is 7, which is 22% below median its 10-year median of 9.00. Ledyard Financial Group's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Ledyard Financial Group (LFGP), the current GF Value Rank is 7 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ledyard Financial Group (LFGP) Overvalued in 2026?

Based on GuruFocus' analysis, Ledyard Financial Group stock appears to be overvalued. The current stock price of $22.25 is trading 7% above its estimated GF Value™ of $20.79. GuruFocus considers Ledyard Financial Group to be Fairly Valued.

Key valuation signals for LFGP:

  • GF Value Rank: 7 (22% below median its 10-year median of 9.00)
  • GF Value™: $20.79 vs. price of $22.25 (7% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the LFGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ledyard Financial Group Business Description

Address 2 Maple Street, Hanover, NH, USA, 03755
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
54GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.25
Price
$20.79
GF Value