APS Bank (MAL:APS) 50-Day SMA: €0.57 (As of Jul. 14, 2026)

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MAL:APS APS Bank Ltd MAL:APS
21 GF Score
Price €0.57
GF Value €0.61
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is APS Bank 50-Day SMA?

APS Bank MAL:APS 21 50-Day SMA is €0.57 as of Jul. 14, 2026. GuruFocus rates MAL:APS with a GF Score™ of 21/100 and a GF Value™ of €0.61 (Fairly Valued). The stock has 7 warning signs investors should review.

Moving averages are one of the core indicators in technical analysis. A Simple Moving Average (SMA) is simply the arithmetic average of stock price over a period. It is calculated by adding a selected range of prices, usually closing prices, and then dividing that figure by the number of time periods in that range.

The 50-Day SMA calculates the average price over 50 days. And the 20-Day SMA and 200-Day SMA calculates the average price over 20 days and 200 days separately.

As of today (2026-07-14), APS Bank's 50-Day SMA is €0.57. It's 20-Day SMA is €0.57 and 200-Day SMA is €0.51.


APS Bank  (MAL:APS) 50-Day SMA Explanation

Simple Moving Average (SMA) is the arithmetic average of stock price over a period. The 20-Day SMA calculates the average price over 20 days. And the 50-Day SMA and 200-Day SMA calculates the average price over 50 days and 200 days separately. SMAs are often used to determine the price trend direction. A 200-Day SMA is usually a proxy for the long-term trend, while shorter periods indicate short-term trend.

SMA are commonly compared with stock price or different period SMAs to indicate a trading signal. Generally speaking, if the price goes above the SMA, or a short-term SMA crosses above a long-term SMA, an uptrend is expected, investors may want to go long or cover short. Conversely, if the price goes below the SMA, or the short-term SMA crosses below a long-term SMA, a downtrend is expected, investors may want to go short or exit long.

Two popular trading patterns that use SMA include the death cross and a golden cross. A death cross occurs when the 50-day SMA crosses below the 200-day SMA. This is considered a bearish signal, that further losses are in store. The golden cross is a bullish signal which occurs when a short-term SMA crosses above a long-term SMA.


APS Bank 50-Day SMA Related Terms


MAL:APS vs PNC, USB: 50-Day SMA Comparison

For the Banks - Regional subindustry, APS Bank's 50-Day SMA, along with its competitors' market caps and 50-Day SMA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


APS Bank 50-Day SMA vs Banks Industry

For the Banks industry and Financial Services sector, APS Bank's 50-Day SMA distribution charts can be found below:

* The bar in red indicates where APS Bank's 50-Day SMA falls into.


MAL:APS
21GF Score
APS Bank Ltd MAL:APS
50-Day SMA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

APS Bank  (MAL:APS) 50-Day SMA Calculation

The formula for calculating SMA is:

SMA=( P1 + P2 + ... + Pn ) / n

where:
Pn is the price of the stock at period n.
n is the total number of periods.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 50-Day SMA →
What does a 50-Day SMA of €0.57 mean?
APS Bank (MAL:APS) has a 50-Day SMA of €0.57 as of Jul. 14, 2026. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on APS Bank and its competitors.
Is APS Bank's 50-Day SMA too high?
APS Bank's current 50-Day SMA is €0.57. Overall, APS Bank has a GF Score™ of 21/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's 50-Day SMA compare to PNC and USB?
APS Bank's 50-Day SMA of €0.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 50-Day SMA for a Banks company?
A good 50-Day SMA depends on the Banks industry context. However, 50-Day SMA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 50-Day SMA mean?
A high 50-Day SMA can signal that a stock is expensive relative to its fundamentals. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on APS Bank and its competitors. APS Bank's current 50-Day SMA is €0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.57 — trading 6.6% below its estimated fair value. The current 50-Day SMA is €0.57. APS Bank's overall GF Score™ is 21/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 50-Day SMA calculated?
50-Day SMA is calculated from a company's financial statements. For APS Bank (MAL:APS), the current 50-Day SMA is €0.57 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is APS Bank (MAL:APS) Overvalued in 2026?

Based on GuruFocus' analysis, APS Bank stock appears to be undervalued. The current stock price of €0.57 is trading 6.6% below its estimated GF Value™ of €0.61. GuruFocus considers APS Bank to be Fairly Valued.

Key valuation signals for MAL:APS:

  • 50-Day SMA: €0.57
  • GF Value™: €0.61 vs. price of €0.57 (6.6% below fair value)
  • GF Score™: 21/100 with 7 warning signs

No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


APS Bank Business Description

Address Tower Street, APS Centre, APS Bank, Birkirkara, MLT, BKR 4012
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
21GF Score

Get the complete analysis for MAL:APS

50-Day SMA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.57
Price
€0.61
GF Value