APS Bank (MAL:APS) Revenue: €89.26 Mil (TTM As of Dec. 2025)

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MAL:APS APS Bank Ltd MAL:APS
21 GF Score
Price €0.56
GF Value €0.61
Valuation Fairly Valued
! 7 Warning Signs
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What is APS Bank Revenue?

APS Bank MAL:APS 21 Revenue is €89.26 Mil as of Dec. 2025. GuruFocus rates MAL:APS with a GF Score™ of 21/100 and a GF Value™ of €0.61 (Fairly Valued). The stock has 7 warning signs investors should review.

APS Bank's revenue for the six months ended in Dec. 2025 was €48.50 Mil. Its revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €89.26 Mil. APS Bank's Revenue per Share for the six months ended in Dec. 2025 was €0.12. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.23.

During the past 12 months, the average Revenue per Share Growth Rate of APS Bank was 5.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 4.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 5 years, APS Bank's highest 3-Year average Revenue per Share Growth Rate was 4.60% per year. The lowest was -4.50% per year. And the median was 0.05% per year.


APS Bank  (MAL:APS) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


APS Bank Revenue Related Terms


APS Bank Revenue Historical Data

* Premium members only.

The historical data trend for APS Bank's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

APS Bank Revenue Chart

APS Bank Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
63.14 64.65 85.47 82.85 89.26

APS Bank Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.11 38.50 44.36 40.76 48.50

MAL:APS vs PNC, USB: Revenue Comparison

For the Banks - Regional subindustry, APS Bank's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


APS Bank Revenue vs Banks Industry

For the Banks industry and Financial Services sector, APS Bank's Revenue distribution charts can be found below:

* The bar in red indicates where APS Bank's Revenue falls into.


MAL:APS
21GF Score
APS Bank Ltd MAL:APS
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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APS Bank Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €89.26 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of €89.26 Mil mean?
APS Bank (MAL:APS) has a Revenue of €89.26 Mil as of Dec. 2025. Revenue is the total amount a company generates as sales through its operations. View historical data on APS Bank and its competitors.
Is APS Bank's Revenue too high?
APS Bank's current Revenue is €89.26 Mil. Overall, APS Bank has a GF Score™ of 21/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's Revenue compare to PNC and USB?
APS Bank's Revenue of €89.26 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on APS Bank and its competitors. APS Bank's current Revenue is €89.26 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.56 — trading 8.2% below its estimated fair value. The current Revenue is €89.26 Mil. APS Bank's overall GF Score™ is 21/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For APS Bank (MAL:APS), the current Revenue is €89.26 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is APS Bank (MAL:APS) Overvalued in 2026?

Based on GuruFocus' analysis, APS Bank stock appears to be undervalued. The current stock price of €0.56 is trading 8.2% below its estimated GF Value™ of €0.61. GuruFocus considers APS Bank to be Fairly Valued.

Key valuation signals for MAL:APS:

  • Revenue: €89.26 Mil
  • GF Value™: €0.61 vs. price of €0.56 (8.2% below fair value)
  • GF Score™: 21/100 with 7 warning signs

No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


APS Bank Business Description

Address Tower Street, APS Centre, APS Bank, Birkirkara, MLT, BKR 4012
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
21GF Score

Get the complete analysis for MAL:APS

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.56
Price
€0.61
GF Value