APS BankMAL:APS -0.88%20 Forward Dividend Yield % is 8.14% as of Jun. 26, 2026. GuruFocus rates MAL:APS with a GF Score™ of 20/100 and a GF Value™ of €0.61 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,243 Banks companies, APS Bank ranks better than 93.48% on this metric.
As of today (2026-06-26), the Forward Annual Dividend Yield of APS Bank is 8.14%.
As of today (2026-06-26), the Trailing Annual Dividend Yield of APS Bank is 5.36%.
MAL:APS's Forward Dividend Yield % is ranked better than 93.48% of 1243
companies
in the Banks industry
Industry Median: 3.14
vs MAL:APS: 8.14
During the past 12 months, APS Bank's average Dividends Per Share Growth Rate was 10.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
APS Bank (MAL:APS) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
MAL:APS vs PNC, USB: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, APS Bank's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
APS Bank Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, APS Bank's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where APS Bank's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
APS Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 0.023000
2026-04-01
2026-04-06
2026-05-22
Cash Dividend
semi-annually
EUR:EUR 1.000000
EUR 0.007260
2025-08-29
2025-09-01
2025-09-19
Cash Dividend
semi-annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
APS Bank's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.046
/
0.565
=
8.14 %
Current Share Price is €0.565. APS Bank's Dividends per Share for the forward twelve months is calculated as €0.023 * 2 = €0.046.
APS Bank's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.03026
/
0.565
=
5.36 %
Current Share Price is €0.565. APS Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.03026.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 8.14% mean?
APS Bank (MAL:APS) has a Forward Dividend Yield % of 8.14% as of Jun. 26, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on APS Bank and its competitors. According to the industry distribution chart, APS Bank ranks #81 out of 1243 companies in the Banks industry, placing it in the top 6.5%.
Is APS Bank's Forward Dividend Yield % too high?
APS Bank's current Forward Dividend Yield % is 8.14%. The Banks industry median Forward Dividend Yield % is 3.14. APS Bank's value of 8.14% is 159.2% above this industry median. Based on the distribution chart, APS Bank ranks #81 out of 1243 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, APS Bank has a GF Score™ of 20/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's Forward Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, APS Bank ranks #81 out of 1243 companies for Forward Dividend Yield %. This places APS Bank in the top 7% of its industry — outperforming the majority of peers. The industry median Forward Dividend Yield % is 3.14. APS Bank's value of 8.14% is 159.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. APS Bank's current Forward Dividend Yield % of 8.14% is 159.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on APS Bank and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. APS Bank's current Forward Dividend Yield % is 8.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.57 — trading 7.4% below its estimated fair value. The current Forward Dividend Yield % is 8.14% and 159.2% above the Banks industry median of 3.14. APS Bank's overall GF Score™ is 20/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For APS Bank (MAL:APS), the current Forward Dividend Yield % is 8.14% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is APS Bank (MAL:APS) Overvalued in 2026?
Based on GuruFocus' analysis, APS Bank stock appears to be undervalued.
The current stock price of €0.57 is trading 7.4% below its estimated GF Value™ of €0.61.
GuruFocus considers APS Bank to be Fairly Valued.
Key valuation signals for MAL:APS:
Forward Dividend Yield %: 8.14%
GF Value™: €0.61 vs. price of €0.57 (7.4% below fair value)
Industry Position: 159.2% above the Banks median (#81 of 1243)
No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
20GF Score
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