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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-14), APS Bank's 3-1 Month Momentum % is 3.64%.
The industry rank for APS Bank's 3-1 Month Momentum % or its related term are showing as below:
MAL:APS's 3-1 Month Momentum % is ranked worse than 53.55% of 1578
companies
in the Banks industry
Industry Median: 4.58
vs MAL:APS: 3.64
APS Bank (MAL:APS) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
APS Bank 3-1 Month Momentum % Related Terms
MAL:APS vs PNC, USB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, APS Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
APS Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, APS Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where APS Bank's 3-1 Month Momentum % falls into.
APS Bank (MAL:APS) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
APS Bank (MAL:APS) has a 3-1 Month Momentum % of 3.64% as of Aug. 14, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on APS Bank and its competitors. According to the industry distribution chart, APS Bank ranks #845 out of 1578 companies in the Banks industry, placing it in the top 53.5%.
Is APS Bank's 3-1 Month Momentum % too high?
APS Bank's current 3-1 Month Momentum % is 3.64%. The Banks industry median 3-1 Month Momentum % is 4.58. APS Bank's value of 3.64% is 20.5% below this industry median. Based on the distribution chart, APS Bank ranks #845 out of 1578 companies in the Banks industry, which is below the industry midpoint. Overall, APS Bank has a GF Score™ of 18/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, APS Bank ranks #845 out of 1578 companies for 3-1 Month Momentum %. This places APS Bank in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.58. APS Bank's value of 3.64% is 20.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.58, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. APS Bank's current 3-1 Month Momentum % of 3.64% is 20.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on APS Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. APS Bank's current 3-1 Month Momentum % is 3.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.59 — trading 3.3% below its estimated fair value. The current 3-1 Month Momentum % is 3.64% and 20.5% below the Banks industry median of 4.58. APS Bank's overall GF Score™ is 18/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For APS Bank (MAL:APS), the current 3-1 Month Momentum % is 3.64% as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is APS Bank (MAL:APS) Overvalued in 2026?
Based on GuruFocus' analysis, APS Bank stock appears to be undervalued.
The current stock price of €0.59 is trading 3.3% below its estimated GF Value™ of €0.61.
GuruFocus considers APS Bank to be Fairly Valued.
Key valuation signals for MAL:APS:
3-1 Month Momentum %: 3.64%
GF Value™: €0.61 vs. price of €0.59 (3.3% below fair value)
Industry Position: 20.5% below the Banks median (#845 of 1578)
No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
18GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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