APS BankMAL:APS -1.72%20 Dividend Yield % is 5.31% as of Jun. 25, 2026, which is 14% below its 10-year median of 6.14. GuruFocus rates MAL:APS with a GF Score™ of 20/100 and a GF Value™ of €0.61 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, APS Bank ranks better than 78.5% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of APS Bank is 5.31%.
Warning Sign:
APS Bank Ltd stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for APS Bank's Dividend Yield % or its related term are showing as below:
MAL:APS'
s Dividend Yield % Range Over the Past 10 Years
Min: 4.76 Med: 6.14 Max: 7.26
Current: 5.31
During the past 5 years, the highest Dividend Yield of APS Bank was 7.26%. The lowest was 4.76%. And the median was 6.14%.
MAL:APS's Dividend Yield % is ranked better than 78.5% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs MAL:APS: 5.31
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of APS Bank Ltd is 0.80, which seems too high.
During the past 5 years, the highest Dividend Payout Ratio of APS Bank was 0.83. The lowest was 0.67. And the median was 0.81.
During the past 12 months, APS Bank's average Dividends Per Share Growth Rate was 10.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
APS Bank (MAL:APS) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for APS Bank's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, APS Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
APS Bank Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, APS Bank's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where APS Bank's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
APS Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 0.023000
2026-04-01
2026-04-06
2026-05-22
Cash Dividend
semi-annually
EUR:EUR 1.000000
EUR 0.007260
2025-08-29
2025-09-01
2025-09-19
Cash Dividend
semi-annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
APS Bank's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.03026
/
0.565
=
5.36 %
Current Share Price is €0.565. APS Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.03026.
APS Bank's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.046
/
0.565
=
8.14 %
Current Share Price is €0.565. APS Bank's Dividends per Share for the forward twelve months is calculated as €0.023 * 2 = €0.046.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
APS Bank (MAL:APS) has a Dividend Yield % of 5.31% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on APS Bank and its competitors. This is 14% below median its historical median of 6.14. Over the past decade, APS Bank's Dividend Yield % has ranged from 4.76 to 7.26. According to the industry distribution chart, APS Bank ranks #269 out of 1251 companies in the Banks industry, placing it in the top 21.5%.
Is APS Bank's Dividend Yield % too high?
APS Bank's current Dividend Yield % of 5.31% is 14% below median its 10-year median of 6.14. Over the past 10 years, this metric has ranged from a low of 4.76 to a high of 7.26. The Banks industry median Dividend Yield % is 3.03. APS Bank's value of 5.31% is 75.2% above this industry median. Based on the distribution chart, APS Bank ranks #269 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, APS Bank has a GF Score™ of 20/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, APS Bank ranks #269 out of 1251 companies for Dividend Yield %. This places APS Bank in the top 22% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.03. APS Bank's value of 5.31% is 75.2% above this benchmark. Historically, APS Bank's own Dividend Yield % has ranged from 4.76 to 7.26 over the past decade. While the company's 10-year median is 6.14 vs. the industry median of 3.03, APS Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. APS Bank's current Dividend Yield % of 5.31% is 75.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on APS Bank and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. APS Bank's current Dividend Yield % is 5.31%, which is 14% below median its own 10-year median of 6.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.57 — trading 7.4% below its estimated fair value. The current Dividend Yield % is 5.31%, which is 14% below median its 10-year median of 6.14 and 75.2% above the Banks industry median of 3.03. APS Bank's overall GF Score™ is 20/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For APS Bank (MAL:APS), the current Dividend Yield % is 5.31% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is APS Bank (MAL:APS) Overvalued in 2026?
Based on GuruFocus' analysis, APS Bank stock appears to be undervalued.
The current stock price of €0.57 is trading 7.4% below its estimated GF Value™ of €0.61.
GuruFocus considers APS Bank to be Fairly Valued.
Key valuation signals for MAL:APS:
Dividend Yield %: 5.31% (14% below median its 10-year median of 6.14)
GF Value™: €0.61 vs. price of €0.57 (7.4% below fair value)
Industry Position: 75.2% above the Banks median (#269 of 1251)
No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
20GF Score
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