Dar Credit & CapitalNSE:DCCL 24 Days Payable is 0.89 as of Mar. 2026, which is 53% below its 10-year median of 1.88. GuruFocus rates NSE:DCCL with a GF Score™ of 24/100. The stock has 1 warning sign investors should review. Among 299 Credit Services companies, Dar Credit & Capital ranks worse than 95.32% on this metric.
The historical data trend for Dar Credit & Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dar Credit & Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dar Credit & Capital Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dar Credit & Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Dar Credit & Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Dar Credit & Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dar Credit & Capital (NSE:DCCL) has a Days Payable of 0.89 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Dar Credit & Capital and its competitors. This is 53% below median its historical median of 1.88. Over the past decade, Dar Credit & Capital's Days Payable has ranged from 0.89 to 2.25. According to the industry distribution chart, Dar Credit & Capital ranks #285 out of 299 companies in the Credit Services industry, placing it in the top 95.3%.
Is Dar Credit & Capital's Days Payable too high?
Dar Credit & Capital's current Days Payable of 0.89 is 53% below median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 2.25. The Credit Services industry median Days Payable is 33.87. Dar Credit & Capital's value of 0.89 is 97.4% below this industry median. Based on the distribution chart, Dar Credit & Capital ranks #285 out of 299 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Dar Credit & Capital has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Dar Credit & Capital ranks #285 out of 299 companies for Days Payable. This places Dar Credit & Capital in the lower half of its industry. The industry median Days Payable is 33.87. Dar Credit & Capital's value of 0.89 is 97.4% below this benchmark. Historically, Dar Credit & Capital's own Days Payable has ranged from 0.89 to 2.25 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 33.87, Dar Credit & Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 299 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dar Credit & Capital's current Days Payable of 0.89 is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Dar Credit & Capital and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dar Credit & Capital's current Days Payable is 0.89, which is 53% below median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current Days Payable of 0.89. The current Days Payable is 0.89, which is 53% below median its 10-year median of 1.88 and 97.4% below the Credit Services industry median of 33.87. Dar Credit & Capital's overall GF Score™ is 24/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current Days Payable is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
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