Dar Credit & Capital (NSE:DCCL) ROCE %: 14.84% (As of Mar. 2026)


NSE:DCCL Dar Credit & Capital Ltd NSE:DCCL
12 GF Score
Price ₹36.00
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What is Dar Credit & Capital ROCE %?

Dar Credit & Capital NSE:DCCL -5.26% 12 ROCE % is 14.84% as of Mar. 2026. GuruFocus rates NSE:DCCL with a GF Score™ of 12/100. The stock has 1 warning sign investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Dar Credit & Capital's annualized ROCE % for the quarter that ended in Mar. 2026 was 14.84%.

Dar Credit & Capital  (NSE:DCCL) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Dar Credit & Capital ROCE % Related Terms

Dar Credit & Capital ROCE % Historical Data

* Premium members only.

The historical data trend for Dar Credit & Capital's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dar Credit & Capital ROCE % Chart

Dar Credit & Capital Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
4.51 4.54 5.19 7.81 7.91

Dar Credit & Capital Quarterly Data
Mar22 Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 14.47 7.33 6.84 7.86 14.84
NSE:DCCL
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Dar Credit & Capital Ltd NSE:DCCL
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dar Credit & Capital ROCE % Calculation

Dar Credit & Capital's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=151.824/( ( (0 - 0) + (2944.69 - 1024.311) )/ 1 )
=151.824/( (0+1920.379)/ 1 )
=151.824/1920.379
=7.91 %

Dar Credit & Capital's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=267.632/( ( (2645.736 - 959.349) + (2944.69 - 1024.311) )/ 2 )
=267.632/( ( 1686.387 + 1920.379 )/ 2 )
=267.632/1803.383
=14.84 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 14.84% mean?
Dar Credit & Capital (NSE:DCCL) has a ROCE % of 14.84% as of Mar. 2026.
Is Dar Credit & Capital's ROCE % too high?
Dar Credit & Capital's current ROCE % is 14.84%. The Credit Services industry median ROCE % is 3.46. Dar Credit & Capital's value of 14.84% is 328.9% above this industry median. Overall, Dar Credit & Capital has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's ROCE % compare to V and MA?
Dar Credit & Capital's ROCE % of 14.84% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.46. Dar Credit & Capital's value of 14.84% is 328.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.46, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dar Credit & Capital's current ROCE % of 14.84% is 328.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dar Credit & Capital's current ROCE % is 14.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current ROCE % of 14.84%. The current ROCE % is 14.84% and 328.9% above the Credit Services industry median of 3.46. Dar Credit & Capital's overall GF Score™ is 12/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current ROCE % is 14.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dar Credit & Capital Business Description

Address 206, Acharya Jagdish Chandra Bose Road, Business Tower, 6th Floor, Unit No. 6B, Kolkata, WB, IND, 700017
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
12GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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