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Dar Credit & CapitalNSE:DCCL -0.22%13 EV-to-EBITDA is 13.80 as of Aug. 27, 2026, which is 2% above its 10-year median of 13.52. GuruFocus rates NSE:DCCL with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 325 Credit Services companies, Dar Credit & Capital ranks better than 60.92% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Dar Credit & Capital's enterprise value is ₹2,249.9 Mil.
Dar Credit & Capital's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹163.0 Mil. Therefore, Dar Credit & Capital's EV-to-EBITDA for today is 13.80.
The historical rank and industry rank for Dar Credit & Capital's EV-to-EBITDA or its related term are showing as below:
NSE:DCCL'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 12.42 Med: 13.52 Max: 17.91
Current: 13.8
During the past 5 years, the highest EV-to-EBITDA of Dar Credit & Capital was 17.91. The lowest was 12.42. And the median was 13.52.
NSE:DCCL's EV-to-EBITDA is ranked better than 60.92% of 325
companies
in the Credit Services industry
Industry Median: 20.96
vs NSE:DCCL: 13.80
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Dar Credit & Capital (NSE:DCCL) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dar Credit & Capital's PE Ratio (TTM) for today is calculated as:
Dar Credit & Capital's share price for today is ₹46.00.
Dar Credit & Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹7.440.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Dar Credit & Capital's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dar Credit & Capital's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dar Credit & Capital EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dar Credit & Capital's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Dar Credit & Capital's EV-to-EBITDA falls into.
Dar Credit & Capital's current Enterprise Value is ₹2,249.9 Mil.
Dar Credit & Capital's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹163.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dar Credit & Capital (NSE:DCCL) has a EV-to-EBITDA of 13.80 as of Aug. 27, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Dar Credit & Capital. This is near median its historical median of 13.52. Over the past decade, Dar Credit & Capital's EV-to-EBITDA has ranged from 12.42 to 17.91. According to the industry distribution chart, Dar Credit & Capital ranks #127 out of 325 companies in the Credit Services industry, placing it in the top 39.1%.
Is Dar Credit & Capital's EV-to-EBITDA too high?
Dar Credit & Capital's current EV-to-EBITDA of 13.80 is near median its 10-year median of 13.52. Over the past 10 years, this metric has ranged from a low of 12.42 to a high of 17.91. The Credit Services industry median EV-to-EBITDA is 20.96. Dar Credit & Capital's value of 13.80 is 34.2% below this industry median. Based on the distribution chart, Dar Credit & Capital ranks #127 out of 325 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dar Credit & Capital has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Dar Credit & Capital ranks #127 out of 325 companies for EV-to-EBITDA. This puts Dar Credit & Capital in the upper half of its industry. The industry median EV-to-EBITDA is 20.96. Dar Credit & Capital's value of 13.80 is 34.2% below this benchmark. Historically, Dar Credit & Capital's own EV-to-EBITDA has ranged from 12.42 to 17.91 over the past decade. While the company's 10-year median is 13.52 vs. the industry median of 20.96, Dar Credit & Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.96, based on 325 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dar Credit & Capital's current EV-to-EBITDA of 13.80 is 34.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Dar Credit & Capital. For the Credit Services industry, the median EV-to-EBITDA is 20.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dar Credit & Capital's current EV-to-EBITDA is 13.80, which is near median its own 10-year median of 13.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current EV-to-EBITDA of 13.80. The current EV-to-EBITDA is 13.80, which is near median its 10-year median of 13.52 and 34.2% below the Credit Services industry median of 20.96. Dar Credit & Capital's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current EV-to-EBITDA is 13.80 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
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