Dar Credit & CapitalNSE:DCCL -5.26%12 EBITDA Margin % is 56.81% as of Mar. 2026, which is 116% above its 10-year median of 26.25. GuruFocus rates NSE:DCCL with a GF Score™ of 12/100. The stock has 1 warning sign investors should review. Among 414 Credit Services companies, Dar Credit & Capital ranks better than 67.39% on this metric.
Dar Credit & Capital (NSE:DCCL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Dar Credit & Capital EBITDA Margin % Related Terms
Dar Credit & Capital EBITDA Margin % Historical Data
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The historical data trend for Dar Credit & Capital's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:DCCL vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Dar Credit & Capital's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dar Credit & Capital EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dar Credit & Capital's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Dar Credit & Capital's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dar Credit & Capital (NSE:DCCL) has a EBITDA Margin % of 56.81% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Dar Credit & Capital and its competitors. This is 116% above median its historical median of 26.25. Over the past decade, Dar Credit & Capital's EBITDA Margin % has ranged from 23.59 to 34.74. According to the industry distribution chart, Dar Credit & Capital ranks #135 out of 414 companies in the Credit Services industry, placing it in the top 32.6%.
Is Dar Credit & Capital's EBITDA Margin % too high?
Dar Credit & Capital's current EBITDA Margin % of 56.81% is 116% above median its 10-year median of 26.25. Over the past 10 years, this metric has ranged from a low of 23.59 to a high of 34.74. The Credit Services industry median EBITDA Margin % is 20.91. Dar Credit & Capital's value of 56.81% is 171.7% above this industry median. Based on the distribution chart, Dar Credit & Capital ranks #135 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dar Credit & Capital has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Dar Credit & Capital ranks #135 out of 414 companies for EBITDA Margin %. This puts Dar Credit & Capital in the upper half of its industry. The industry median EBITDA Margin % is 20.91. Dar Credit & Capital's value of 56.81% is 171.7% above this benchmark. Historically, Dar Credit & Capital's own EBITDA Margin % has ranged from 23.59 to 34.74 over the past decade. While the company's 10-year median is 26.25 vs. the industry median of 20.91, Dar Credit & Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dar Credit & Capital's current EBITDA Margin % of 56.81% is 171.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Dar Credit & Capital and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dar Credit & Capital's current EBITDA Margin % is 56.81%, which is 116% above median its own 10-year median of 26.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current EBITDA Margin % of 56.81%. The current EBITDA Margin % is 56.81%, which is 116% above median its 10-year median of 26.25 and 171.7% above the Credit Services industry median of 20.91. Dar Credit & Capital's overall GF Score™ is 12/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current EBITDA Margin % is 56.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
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