Dar Credit & Capital (NSE:DCCL) Interest Coverage: N/A (As of Mar. 2026)


NSE:DCCL Dar Credit & Capital Ltd NSE:DCCL
12 GF Score
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What is Dar Credit & Capital Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Dar Credit & Capital's Operating Income for the three months ended in Mar. 2026 was ₹44.8 Mil. Dar Credit & Capital's Interest Expense for the three months ended in Mar. 2026 was ₹0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Dar Credit & Capital's Interest Coverage or its related term are showing as below:

NSE:DCCL' s Interest Coverage Range Over the Past 10 Years
Min: 2.32   Med: 2.74   Max: 45.35
Current: 45.35


NSE:DCCL's Interest Coverage is ranked worse than
52.44% of 164 companies
in the Credit Services industry
Industry Median: 49.41 vs NSE:DCCL: 45.35

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Dar Credit & Capital  (NSE:DCCL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Dar Credit & Capital Interest Coverage Related Terms


Dar Credit & Capital Interest Coverage Historical Data

* Premium members only.

The historical data trend for Dar Credit & Capital's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Dar Credit & Capital Interest Coverage Chart

Dar Credit & Capital Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
2.32 2.36 2.74 6.58 5.74

Dar Credit & Capital Quarterly Data
Mar22 Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only No Debt 7.69 N/A N/A N/A

NSE:DCCL vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Dar Credit & Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dar Credit & Capital Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dar Credit & Capital's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Dar Credit & Capital's Interest Coverage falls into.


NSE:DCCL
12GF Score
Dar Credit & Capital Ltd NSE:DCCL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Dar Credit & Capital Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Dar Credit & Capital's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Dar Credit & Capital's Interest Expense was ₹-22.6 Mil. Its Operating Income was ₹129.7 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹879.7 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*129.735/-22.592
=5.74

Dar Credit & Capital's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Dar Credit & Capital's Interest Expense was ₹0.0 Mil. Its Operating Income was ₹44.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹879.7 Mil.

GuruFocus does not calculate Dar Credit & Capital's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


Dar Credit & Capital Business Description

Address 206, Acharya Jagdish Chandra Bose Road, Business Tower, 6th Floor, Unit No. 6B, Kolkata, WB, IND, 700017
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
12GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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