Dar Credit & CapitalNSE:DCCL +5.48%12 EV-to-FCF is 13.24 as of Jul. 11, 2026, which is 170% above its 10-year median of 4.90. GuruFocus rates NSE:DCCL with a GF Score™ of 12/100. The stock has 1 warning sign investors should review. Among 264 Credit Services companies, Dar Credit & Capital ranks better than 51.14% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Dar Credit & Capital's Enterprise Value is ₹2,155.1 Mil.
Dar Credit & Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹162.7 Mil. Therefore, Dar Credit & Capital's EV-to-FCF for today is 13.24.
The historical rank and industry rank for Dar Credit & Capital's EV-to-FCF or its related term are showing as below:
NSE:DCCL'
s EV-to-FCF Range Over the Past 10 Years
Min: -48.15 Med: 4.9 Max: 33.05
Current: 12.78
During the past 5 years, the highest EV-to-FCF of Dar Credit & Capital was 33.05. The lowest was -48.15. And the median was 4.90.
NSE:DCCL's EV-to-FCF is ranked better than 51.14% of 264
companies
in the Credit Services industry
Industry Median: 13.28
vs NSE:DCCL: 12.78
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dar Credit & Capital (NSE:DCCL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dar Credit & Capital's PE Ratio (TTM) for today is calculated as:
Dar Credit & Capital's share price for today is ₹44.25.
Dar Credit & Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹7.440.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Dar Credit & Capital EV-to-FCF Related Terms
Dar Credit & Capital EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Dar Credit & Capital's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dar Credit & Capital's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dar Credit & Capital EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dar Credit & Capital's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Dar Credit & Capital's EV-to-FCF falls into.
Dar Credit & Capital's current Enterprise Value is ₹2,155.1 Mil.
Dar Credit & Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹162.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dar Credit & Capital (NSE:DCCL) has a EV-to-FCF of 13.24 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dar Credit & Capital and its competitors. This is 170% above median its historical median of 4.90. According to the industry distribution chart, Dar Credit & Capital ranks #129 out of 264 companies in the Credit Services industry, placing it in the top 48.9%.
Is Dar Credit & Capital's EV-to-FCF too high?
Dar Credit & Capital's current EV-to-FCF of 13.24 is 170% above median its 10-year median of 4.90. The Credit Services industry median EV-to-FCF is 13.28. Dar Credit & Capital's value of 13.24 is 0.3% below this industry median. Based on the distribution chart, Dar Credit & Capital ranks #129 out of 264 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dar Credit & Capital has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Dar Credit & Capital ranks #129 out of 264 companies for EV-to-FCF. This puts Dar Credit & Capital in the upper half of its industry. The industry median EV-to-FCF is 13.28. Dar Credit & Capital's value of 13.24 is 0.3% below this benchmark. While the company's 10-year median is 4.90 vs. the industry median of 13.28, Dar Credit & Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.28, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dar Credit & Capital's current EV-to-FCF of 13.24 is 0.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Dar Credit & Capital and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dar Credit & Capital's current EV-to-FCF is 13.24, which is 170% above median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current EV-to-FCF of 13.24. The current EV-to-FCF is 13.24, which is 170% above median its 10-year median of 4.90 and 0.3% below the Credit Services industry median of 13.28. Dar Credit & Capital's overall GF Score™ is 12/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current EV-to-FCF is 13.24 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
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