Dar Credit & Capital (NSE:DCCL) Profitability Rank: 4 (As of Jun. 2026) — Near Median

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NSE:DCCL Dar Credit & Capital Ltd NSE:DCCL
15 GF Score
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What is Dar Credit & Capital Profitability Rank?

Dar Credit & Capital NSE:DCCL +1.25% 15 Profitability Rank is 4 as of Jun. 2026, which is at its 10-year median of 4.00. GuruFocus rates NSE:DCCL with a GF Score™ of 15/100. The stock has 1 warning sign investors should review.

Dar Credit & Capital has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Dar Credit & Capital's Operating Margin % for the quarter that ended in Jun. 2026 was 17.20%. As of today, Dar Credit & Capital's Piotroski F-Score is 5.


Dar Credit & Capital Profitability Rank Related Terms


NSE:DCCL vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Dar Credit & Capital's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dar Credit & Capital Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dar Credit & Capital's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Dar Credit & Capital's Profitability Rank falls into.


NSE:DCCL
15GF Score
Dar Credit & Capital Ltd NSE:DCCL
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Dar Credit & Capital Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Dar Credit & Capital has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Dar Credit & Capital's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=23.012 / 133.752
=17.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Dar Credit & Capital has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Dar Credit & Capital (NSE:DCCL) has a Profitability Rank of 4 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Dar Credit & Capital and its competitors. This is near median its historical median of 4.00. Over the past decade, Dar Credit & Capital's Profitability Rank has ranged from 3.00 to 4.00.
Is Dar Credit & Capital's Profitability Rank too high?
Dar Credit & Capital's current Profitability Rank of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 4.00. Overall, Dar Credit & Capital has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's Profitability Rank compare to V and MA?
Dar Credit & Capital's Profitability Rank of 4 can be compared against companies in the Credit Services industry. Historically, Dar Credit & Capital's own Profitability Rank has ranged from 3.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Dar Credit & Capital and its competitors. Dar Credit & Capital's current Profitability Rank is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current Profitability Rank of 4. The current Profitability Rank is 4, which is near median its 10-year median of 4.00. Dar Credit & Capital's overall GF Score™ is 15/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current Profitability Rank is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dar Credit & Capital Business Description

Address 206, Acharya Jagdish Chandra Bose Road, Business Tower, 6th Floor, Unit No. 6B, Kolkata, WB, IND, 700017
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
15GF Score

Get the complete analysis for NSE:DCCL

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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