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MAS Financial Services (NSE:MASFIN) Peter Lynch Fair Value : ₹157.95 (As of Sep. 25, 2024)


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What is MAS Financial Services Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, MAS Financial Services's PEG is 1. MAS Financial Services's 5-Year TTM EBITDA Growth Rate is 12.44. MAS Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2024 was ₹12.70. Therefore, the Peter Lynch Fair Value for today is ₹157.95.

As of today (2024-09-25), MAS Financial Services's share price is ₹300.40. MAS Financial Services's Peter Lynch fair value is ₹157.95. Therefore, MAS Financial Services's Price to Peter Lynch Fair Value Ratio for today is 1.90.


The historical rank and industry rank for MAS Financial Services's Peter Lynch Fair Value or its related term are showing as below:

NSE:MASFIN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.29   Med: 2.19   Max: 4.1
Current: 1.9


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of MAS Financial Services was 4.10. The lowest was 0.29. And the median was 2.19.


NSE:MASFIN's Price-to-Peter-Lynch-Fair-Value is ranked worse than
80.39% of 153 companies
in the Credit Services industry
Industry Median: 0.92 vs NSE:MASFIN: 1.90

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


MAS Financial Services Peter Lynch Fair Value Historical Data

The historical data trend for MAS Financial Services's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

MAS Financial Services Peter Lynch Fair Value Chart

MAS Financial Services Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 576.05 - 48.68 - 137.27

MAS Financial Services Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 63.27 93.94 125.12 137.27 157.92

Competitive Comparison of MAS Financial Services's Peter Lynch Fair Value

For the Credit Services subindustry, MAS Financial Services's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MAS Financial Services's Price-to-Peter-Lynch-Fair-Value Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, MAS Financial Services's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where MAS Financial Services's Price-to-Peter-Lynch-Fair-Value falls into.



MAS Financial Services Peter Lynch Fair Value Calculation

MAS Financial Services's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 12.44 *12.697
=157.95

MAS Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹12.70.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


MAS Financial Services  (NSE:MASFIN) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 12.44 instead of 15 in this case.

MAS Financial Services's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=300.40/157.95
=1.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


MAS Financial Services Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of MAS Financial Services's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


MAS Financial Services Business Description

Traded in Other Exchanges
Address
Ashram Road, 6, Narayan Chambers, Ground Floor, Behind Patang Hotel, Nehru Bridge Corner, Ahmedabad, GJ, IND, 380 009
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.

MAS Financial Services Headlines

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