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MAS Financial ServicesNSE:MASFIN +1.57%82 Dividend Payout Ratio is 0.24 as of Mar. 2026, which is 100% above its 10-year median of 0.12. GuruFocus rates NSE:MASFIN with a GF Score™ of 82/100 and a GF Value™ of ₹437.60 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 194 Credit Services companies, MAS Financial Services ranks better than 81.96% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. MAS Financial Services's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.24.
The historical rank and industry rank for MAS Financial Services's Dividend Payout Ratio or its related term are showing as below:
NSE:MASFIN'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.12 Max: 0.4
Current: 0.11
During the past 13 years, the highest Dividend Payout Ratio of MAS Financial Services was 0.40. The lowest was 0.09. And the median was 0.12.
NSE:MASFIN's Dividend Payout Ratio is ranked better than 81.96% of 194
companies
in the Credit Services industry
Industry Median: 0.32
vs NSE:MASFIN: 0.11
During the past 13 years, the highest Trailing Annual Dividend Yield of MAS Financial Services was 2.29%. The lowest was 0.19%. And the median was 0.55%.
During the past 12 months, MAS Financial Services's average Dividends Per Share Growth Rate was 29.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 18.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of MAS Financial Services was 18.10% per year. The lowest was -32.60% per year. And the median was 4.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
MAS Financial Services (NSE:MASFIN) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
MAS Financial Services Dividend Payout Ratio Related Terms
MAS Financial Services Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for MAS Financial Services's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAS Financial Services Dividend Payout Ratio Chart
NSE:MASFIN vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, MAS Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAS Financial Services Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MAS Financial Services's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where MAS Financial Services's Dividend Payout Ratio falls into.
MAS Financial Services Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
MAS Financial Services's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAS Financial Services (NSE:MASFIN) has a Dividend Payout Ratio of 0.24 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on MAS Financial Services and its competitors. This is 100% above median its historical median of 0.12. Over the past decade, MAS Financial Services' Dividend Payout Ratio has ranged from 0.09 to 0.40. According to the industry distribution chart, MAS Financial Services ranks #35 out of 194 companies in the Credit Services industry, placing it in the top 18%.
Is MAS Financial Services' Dividend Payout Ratio too high?
MAS Financial Services' current Dividend Payout Ratio of 0.24 is 100% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.40. The Credit Services industry median Dividend Payout Ratio is 0.32. MAS Financial Services' value of 0.24 is 25% below this industry median. Based on the distribution chart, MAS Financial Services ranks #35 out of 194 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, MAS Financial Services has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAS Financial Services' Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, MAS Financial Services ranks #35 out of 194 companies for Dividend Payout Ratio. This places MAS Financial Services in the top 18% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. MAS Financial Services' value of 0.24 is 25% below this benchmark. Historically, MAS Financial Services' own Dividend Payout Ratio has ranged from 0.09 to 0.40 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.32, MAS Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MAS Financial Services's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on MAS Financial Services and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAS Financial Services's current Dividend Payout Ratio is 0.24, which is 100% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, MAS Financial Services (NSE:MASFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹437.60, compared to a current price of ₹323.55 — trading 26.1% below its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 100% above median its 10-year median of 0.12 and 25% below the Credit Services industry median of 0.32. MAS Financial Services' overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For MAS Financial Services (NSE:MASFIN), the current Dividend Payout Ratio is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MAS Financial Services (NSE:MASFIN) Overvalued in 2026?
Based on GuruFocus' analysis, MAS Financial Services stock appears to be undervalued.
The current stock price of ₹323.55 is trading 26.1% below its estimated GF Value™ of ₹437.60.
GuruFocus considers MAS Financial Services to be Modestly Undervalued.
Key valuation signals for NSE:MASFIN:
Dividend Payout Ratio: 0.24 (100% above median its 10-year median of 0.12)
GF Value™: ₹437.60 vs. price of ₹323.55 (26.1% below fair value)
Industry Position: 25% below the Credit Services median (#35 of 194)
No single metric tells the full story. See the NSE:MASFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
82GF Score
Get the complete analysis for NSE:MASFIN
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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