MAS Financial Services (NSE:MASFIN) EV-to-FCF: (As of Jul. 16, 2026)

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NSE:MASFIN MAS Financial Services Ltd NSE:MASFIN
82 GF Score
Price ₹323.55
GF Value ₹437.60
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is MAS Financial Services EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, MAS Financial Services's Enterprise Value is ₹152,394 Mil. MAS Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, MAS Financial Services's EV-to-FCF for today is .

The historical rank and industry rank for MAS Financial Services's EV-to-FCF or its related term are showing as below:

NSE:MASFIN' s EV-to-FCF Range Over the Past 10 Years
Min: -8.11   Med: 0   Max: 0
Current: -8.11

NSE:MASFIN's EV-to-FCF is ranked worse than
100% of 264 companies
in the Credit Services industry
Industry Median: 13.675 vs NSE:MASFIN: -8.11

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-16), MAS Financial Services's stock price is ₹323.55. MAS Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹20.570. Therefore, MAS Financial Services's PE Ratio (TTM) for today is 15.73.


MAS Financial Services  (NSE:MASFIN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

MAS Financial Services's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=323.55/20.570
=15.73

MAS Financial Services's share price for today is ₹323.55.
MAS Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹20.570.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


MAS Financial Services EV-to-FCF Related Terms


MAS Financial Services EV-to-FCF Historical Data

* Premium members only.

The historical data trend for MAS Financial Services's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MAS Financial Services EV-to-FCF Chart

MAS Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.81 -6.74 -7.71 -10.02 -7.70

MAS Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.02 0.00 0.00 0.00 -7.70

NSE:MASFIN vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, MAS Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MAS Financial Services EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, MAS Financial Services's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where MAS Financial Services's EV-to-FCF falls into.


NSE:MASFIN
82GF Score
MAS Financial Services Ltd NSE:MASFIN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MAS Financial Services EV-to-FCF Calculation

MAS Financial Services's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=152393.559/0
=

MAS Financial Services's current Enterprise Value is ₹152,394 Mil.
MAS Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is MAS Financial Services (NSE:MASFIN) Overvalued in 2026?

Based on GuruFocus' analysis, MAS Financial Services stock appears to be undervalued. The current stock price of ₹323.55 is trading 26.1% below its estimated GF Value™ of ₹437.60. GuruFocus considers MAS Financial Services to be Modestly Undervalued.

Key valuation signals for NSE:MASFIN:

  • EV-to-FCF:
  • GF Value™: ₹437.60 vs. price of ₹323.55 (26.1% below fair value)
  • GF Score™: 82/100 with 8 warning signs

No single metric tells the full story. See the NSE:MASFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MAS Financial Services Business Description

Other Exchanges 540749:India
Address Ashram Road, 6, Narayan Chambers, Ground Floor, Behind Patang Hotel, Nehru Bridge Corner, Ahmedabad, GJ, IND, 380009
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
82GF Score

Get the complete analysis for NSE:MASFIN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹323.55
Price
₹437.60
GF Value