MAS Financial Services (NSE:MASFIN) 3-1 Month Momentum %: -2.85% (As of Jul. 24, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:MASFIN MAS Financial Services Ltd NSE:MASFIN
80 GF Score
Price ₹315.00
GF Value ₹439.41
Valuation Modestly Undervalued
! 8 Warning Signs
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What is MAS Financial Services 3-1 Month Momentum %?

MAS Financial Services NSE:MASFIN -0.24% 80 3-1 Month Momentum % is -2.85% as of Jul. 24, 2026. GuruFocus rates NSE:MASFIN with a GF Score™ of 80/100 and a GF Value™ of ₹439.41 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 558 Credit Services companies, MAS Financial Services ranks better than 50.72% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-24), MAS Financial Services's 3-1 Month Momentum % is -2.85%.

The industry rank for MAS Financial Services's 3-1 Month Momentum % or its related term are showing as below:

NSE:MASFIN's 3-1 Month Momentum % is ranked better than
50.72% of 558 companies
in the Credit Services industry
Industry Median: -2.93 vs NSE:MASFIN: -2.85

MAS Financial Services  (NSE:MASFIN) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


MAS Financial Services 3-1 Month Momentum % Related Terms


NSE:MASFIN vs V, MA, AXP: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, MAS Financial Services's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MAS Financial Services 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, MAS Financial Services's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where MAS Financial Services's 3-1 Month Momentum % falls into.


NSE:MASFIN
80GF Score
MAS Financial Services Ltd NSE:MASFIN
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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MAS Financial Services  (NSE:MASFIN) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -2.85% mean?
MAS Financial Services (NSE:MASFIN) has a 3-1 Month Momentum % of -2.85% as of Jul. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on MAS Financial Services and its competitors. According to the industry distribution chart, MAS Financial Services ranks #275 out of 558 companies in the Credit Services industry, placing it in the top 49.3%.
Is MAS Financial Services' 3-1 Month Momentum % too high?
MAS Financial Services' current 3-1 Month Momentum % is -2.85%. Based on the distribution chart, MAS Financial Services ranks #275 out of 558 companies in the Credit Services industry, which is above the industry midpoint. Overall, MAS Financial Services has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAS Financial Services' 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, MAS Financial Services ranks #275 out of 558 companies for 3-1 Month Momentum %. This puts MAS Financial Services in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on MAS Financial Services and its competitors. MAS Financial Services's current 3-1 Month Momentum % is -2.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, MAS Financial Services (NSE:MASFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹439.41, compared to a current price of ₹315.00 — trading 28.3% below its estimated fair value. The current 3-1 Month Momentum % is -2.85%. MAS Financial Services' overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For MAS Financial Services (NSE:MASFIN), the current 3-1 Month Momentum % is -2.85% as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MAS Financial Services (NSE:MASFIN) Overvalued in 2026?

Based on GuruFocus' analysis, MAS Financial Services stock appears to be undervalued. The current stock price of ₹315.00 is trading 28.3% below its estimated GF Value™ of ₹439.41. GuruFocus considers MAS Financial Services to be Modestly Undervalued.

Key valuation signals for NSE:MASFIN:

  • 3-1 Month Momentum %: -2.85%
  • GF Value™: ₹439.41 vs. price of ₹315.00 (28.3% below fair value)
  • GF Score™: 80/100 with 8 warning signs

No single metric tells the full story. See the NSE:MASFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MAS Financial Services Business Description

Other Exchanges 540749:India
Address Ashram Road, 6, Narayan Chambers, Ground Floor, Behind Patang Hotel, Nehru Bridge Corner, Ahmedabad, GJ, IND, 380009
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
80GF Score

Get the complete analysis for NSE:MASFIN

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹315.00
Price
₹439.41
GF Value