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MAS Financial ServicesNSE:MASFIN -0.43%81 3-Year Dividend Growth Rate is 18.10% as of Jun. 2026, which is 302% above its 10-year median of 4.50. GuruFocus rates NSE:MASFIN with a GF Score™ of 81/100 and a GF Value™ of ₹428.50 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 135 Credit Services companies, MAS Financial Services ranks better than 74.07% on this metric.
The historical rank and industry rank for MAS Financial Services's 3-Year Dividend Growth Rate or its related term are showing as below:
NSE:MASFIN'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -32.6 Med: 4.5 Max: 18.1
Current: 18.1
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of MAS Financial Services was 18.10% per year. The lowest was -32.60% per year. And the median was 4.50% per year.
NSE:MASFIN's 3-Year Dividend Growth Rate is ranked better than 74.07% of 135
companies
in the Credit Services industry
Industry Median: 8.5
vs NSE:MASFIN: 18.10
During the past 12 months, MAS Financial Services's average Dividends Per Share Growth Rate was 29.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 18.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of MAS Financial Services was 0.40. The lowest was 0.09. And the median was 0.12.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
MAS Financial Services Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 0.750000
2026-08-25
2026-08-26
0000-00-00
Cash Dividend
semi-annually
INR:INR 1.000000
INR 1.250000
2026-02-04
2026-02-04
2026-02-16
Cash Dividend
semi-annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
MAS Financial Services's Dividend Yield (%) for Today is calculated as
Current Share Price is ₹288.90.
MAS Financial Services's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₹2.
During the past 13 years, the highest Dividend Yield of MAS Financial Services was 2.29%. The lowest was 0.19%. And the median was 0.55%.
Good Sign:
MAS Financial Services Ltd stock Dividend Yield % is close to 5-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAS Financial Services 3-Year Dividend Growth Rate Related Terms>
NSE:MASFIN vs V, MA, AXP: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, MAS Financial Services's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAS Financial Services 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MAS Financial Services's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where MAS Financial Services's 3-Year Dividend Growth Rate falls into.
MAS Financial Services 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 18.10% mean?
MAS Financial Services (NSE:MASFIN) has a 3-Year Dividend Growth Rate of 18.10% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on MAS Financial Services and its competitors. This is 302% above median its historical median of 4.50. According to the industry distribution chart, MAS Financial Services ranks #35 out of 135 companies in the Credit Services industry, placing it in the top 25.9%.
Is MAS Financial Services' 3-Year Dividend Growth Rate too high?
MAS Financial Services' current 3-Year Dividend Growth Rate of 18.10% is 302% above median its 10-year median of 4.50. The Credit Services industry median 3-Year Dividend Growth Rate is 8.50. MAS Financial Services' value of 18.10% is 112.9% above this industry median. Based on the distribution chart, MAS Financial Services ranks #35 out of 135 companies in the Credit Services industry, which is above the industry midpoint. Overall, MAS Financial Services has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MAS Financial Services' 3-Year Dividend Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, MAS Financial Services ranks #35 out of 135 companies for 3-Year Dividend Growth Rate. This puts MAS Financial Services in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 8.50. MAS Financial Services' value of 18.10% is 112.9% above this benchmark. While the company's 10-year median is 4.50 vs. the industry median of 8.50, MAS Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 135 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MAS Financial Services's current 3-Year Dividend Growth Rate of 18.10% is 112.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on MAS Financial Services and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAS Financial Services's current 3-Year Dividend Growth Rate is 18.10%, which is 302% above median its own 10-year median of 4.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, MAS Financial Services (NSE:MASFIN) is currently considered Possible Value Trap. The stock's GF Value™ is ₹428.50, compared to a current price of ₹288.90 — trading 32.6% below its estimated fair value. The current 3-Year Dividend Growth Rate is 18.10%, which is 302% above median its 10-year median of 4.50 and 112.9% above the Credit Services industry median of 8.50. MAS Financial Services' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For MAS Financial Services (NSE:MASFIN), the current 3-Year Dividend Growth Rate is 18.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MAS Financial Services (NSE:MASFIN) Overvalued in 2026?
Based on GuruFocus' analysis, MAS Financial Services stock appears to be undervalued.
The current stock price of ₹288.90 is trading 32.6% below its estimated GF Value™ of ₹428.50.
GuruFocus considers MAS Financial Services to be Possible Value Trap.
Key valuation signals for NSE:MASFIN:
3-Year Dividend Growth Rate: 18.10% (302% above median its 10-year median of 4.50)
GF Value™: ₹428.50 vs. price of ₹288.90 (32.6% below fair value)
Industry Position: 112.9% above the Credit Services median (#35 of 135)
No single metric tells the full story. See the NSE:MASFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
81GF Score
Get the complete analysis for NSE:MASFIN
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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