OSBK (Oconee Financial) Revenue: $33.55 Mil (TTM As of Mar. 2026)

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OSBK Oconee Financial Corp OSBK
73 GF Score
Price $52.00
GF Value $47.70
Valuation Fairly Valued
! 6 Warning Signs
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What is Oconee Financial Revenue?

Oconee Financial OSBK 73 Revenue is $33.55 Mil as of Mar. 2026. GuruFocus rates OSBK with a GF Score™ of 73/100 and a GF Value™ of $47.70 (Fairly Valued). The stock has 6 warning signs investors should review.

Oconee Financial's revenue for the three months ended in Mar. 2026 was $7.90 Mil. Its revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $33.55 Mil. Oconee Financial's Revenue per Share for the three months ended in Mar. 2026 was $7.54. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $32.02.

Good Sign:

Oconee Financial Corp has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Oconee Financial was 16.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 10.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 10.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 11 years, Oconee Financial's highest 3-Year average Revenue per Share Growth Rate was 17.80% per year. The lowest was 6.00% per year. And the median was 10.45% per year.


Oconee Financial  (OTCPK:OSBK) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


Oconee Financial Revenue Related Terms


Oconee Financial Revenue Historical Data

* Premium members only.

The historical data trend for Oconee Financial's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oconee Financial Revenue Chart

Oconee Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.27 21.04 24.85 28.20 32.93

Oconee Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.28 8.89 8.45 8.30 7.90

OSBK vs BKFL, CIBH, CIZN: Revenue Comparison

For the Banks - Regional subindustry, Oconee Financial's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oconee Financial Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Oconee Financial's Revenue distribution charts can be found below:

* The bar in red indicates where Oconee Financial's Revenue falls into.


OSBK
73GF Score
Oconee Financial Corp OSBK
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Oconee Financial Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $33.55 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of $33.55 Mil mean?
Oconee Financial (OSBK) has a Revenue of $33.55 Mil as of Mar. 2026. Revenue is the total amount a company generates as sales through its operations. View historical data on Oconee Financial and its competitors.
Is Oconee Financial's Revenue too high?
Oconee Financial's current Revenue is $33.55 Mil. Overall, Oconee Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oconee Financial's Revenue compare to BKFL and CIBH?
Oconee Financial's Revenue of $33.55 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on Oconee Financial and its competitors. Oconee Financial's current Revenue is $33.55 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Financial (OSBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.70, compared to a current price of $52.00 — trading 9% above its estimated fair value. The current Revenue is $33.55 Mil. Oconee Financial's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For Oconee Financial (OSBK), the current Revenue is $33.55 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oconee Financial (OSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued. The current stock price of $52.00 is trading 9% above its estimated GF Value™ of $47.70. GuruFocus considers Oconee Financial to be Fairly Valued.

Key valuation signals for OSBK:

  • Revenue: $33.55 Mil
  • GF Value™: $47.70 vs. price of $52.00 (9% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oconee Financial Business Description

Address 41 North Main Street, Watkinsville, GA, USA, 30677
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
73GF Score

Get the complete analysis for OSBK

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.00
Price
$47.70
GF Value