Oconee Financial's EPS (Basic) for the
three
months ended in Mar. 2026 was $0.94.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $5.35.
During the past 12 months, Oconee Financial's average EPS without NRIGrowth Rate was 21.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 7.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 17.40% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 10.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.
During the past 11 years, Oconee Financial's highest 3-Year average EPS without NRI Growth Rate was 29.40% per year. The lowest was -3.70% per year. And the median was 8.55% per year.
EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Oconee Financial EPS (Diluted) Related Terms
Oconee Financial EPS (Diluted) Historical Data
* Premium members only.
The historical data trend for Oconee Financial's EPS (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSBK vs BKFL, CIBH, CIZN: EPS (Diluted) Comparison
For the Banks - Regional subindustry, Oconee Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oconee Financial PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Oconee Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Oconee Financial's PE Ratio falls into.
EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.
Oconee Financial's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as
EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.35
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oconee Financial (OSBK) has a EPS (Diluted) of $5.35 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Oconee Financial and its competitors.
Is Oconee Financial's EPS (Diluted) too high?
Oconee Financial's current EPS (Diluted) is $5.35. Overall, Oconee Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oconee Financial's EPS (Diluted) compare to BKFL and CIBH?
Oconee Financial's EPS (Diluted) of $5.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Oconee Financial and its competitors. Oconee Financial's current EPS (Diluted) is $5.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Financial (OSBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.64, compared to a current price of $52.00 — trading 9.2% above its estimated fair value. The current EPS (Diluted) is $5.35. Oconee Financial's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Oconee Financial (OSBK), the current EPS (Diluted) is $5.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oconee Financial (OSBK) Overvalued in 2026?
Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued.
The current stock price of $52.00 is trading 9.2% above its estimated GF Value™ of $47.64.
GuruFocus considers Oconee Financial to be Fairly Valued.
Key valuation signals for OSBK:
EPS (Diluted): $5.35
GF Value™: $47.64 vs. price of $52.00 (9.2% above fair value)
No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
73GF Score
Get the complete analysis for OSBK
EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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