OSBK (Oconee Financial) 5-Day RSI: 10.51 (As of Jul. 12, 2026)


OSBK Oconee Financial Corp OSBK
73 GF Score
Price $52.00
GF Value $47.64
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Oconee Financial 5-Day RSI?

Oconee Financial OSBK 73 5-Day RSI is 10.51 as of Jul. 12, 2026. GuruFocus rates OSBK with a GF Score™ of 73/100 and a GF Value™ of $47.64 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,594 Banks companies, Oconee Financial ranks better than 97.05% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-07-12), Oconee Financial's 5-Day RSI is 10.51.

The industry rank for Oconee Financial's 5-Day RSI or its related term are showing as below:

OSBK's 5-Day RSI is ranked better than
97.05% of 1594 companies
in the Banks industry
Industry Median: 51.765 vs OSBK: 10.51

Oconee Financial  (OTCPK:OSBK) 5-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


Oconee Financial 5-Day RSI Related Terms


OSBK vs BKFL, CIBH, CIZN: 5-Day RSI Comparison

For the Banks - Regional subindustry, Oconee Financial's 5-Day RSI, along with its competitors' market caps and 5-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oconee Financial 5-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Oconee Financial's 5-Day RSI distribution charts can be found below:

* The bar in red indicates where Oconee Financial's 5-Day RSI falls into.


OSBK
73GF Score
Oconee Financial Corp OSBK
5-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oconee Financial  (OTCPK:OSBK) 5-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 5-Day RSI →
What does a 5-Day RSI of 10.51 mean?
Oconee Financial (OSBK) has a 5-Day RSI of 10.51 as of Jul. 12, 2026. According to the industry distribution chart, Oconee Financial ranks #47 out of 1594 companies in the Banks industry, placing it in the top 2.9%.
Is Oconee Financial's 5-Day RSI too high?
Oconee Financial's current 5-Day RSI is 10.51. The Banks industry median 5-Day RSI is 51.77. Oconee Financial's value of 10.51 is 79.7% below this industry median. Based on the distribution chart, Oconee Financial ranks #47 out of 1594 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oconee Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oconee Financial's 5-Day RSI compare to BKFL and CIBH?
According to the Banks industry distribution chart, Oconee Financial ranks #47 out of 1594 companies for 5-Day RSI. This places Oconee Financial in the top 3% of its industry — outperforming the majority of peers. The industry median 5-Day RSI is 51.77. Oconee Financial's value of 10.51 is 79.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Day RSI for a Banks company?
The median 5-Day RSI among Banks companies is 51.77, based on 1,594 companies in the industry. Companies in the top quartile (top 25%) have a 5-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 5-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oconee Financial's current 5-Day RSI of 10.51 is 79.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Day RSI mean?
A high 5-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 5-Day RSI is 51.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oconee Financial's current 5-Day RSI is 10.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oconee Financial stock overvalued right now?
Based on GuruFocus' analysis, Oconee Financial (OSBK) is currently considered Fairly Valued. The stock's GF Value™ is $47.64, compared to a current price of $52.00 — trading 9.2% above its estimated fair value. The current 5-Day RSI is 10.51 and 79.7% below the Banks industry median of 51.77. Oconee Financial's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Day RSI calculated?
5-Day RSI is calculated from a company's financial statements. For Oconee Financial (OSBK), the current 5-Day RSI is 10.51 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oconee Financial (OSBK) Overvalued in 2026?

Based on GuruFocus' analysis, Oconee Financial stock appears to be overvalued. The current stock price of $52.00 is trading 9.2% above its estimated GF Value™ of $47.64. GuruFocus considers Oconee Financial to be Fairly Valued.

Key valuation signals for OSBK:

  • 5-Day RSI: 10.51
  • GF Value™: $47.64 vs. price of $52.00 (9.2% above fair value)
  • GF Score™: 73/100 with 6 warning signs
  • Industry Position: 79.7% below the Banks median (#47 of 1594)

No single metric tells the full story. See the OSBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oconee Financial Business Description

Address 41 North Main Street, Watkinsville, GA, USA, 30677
Oconee Financial Corp is a United States-based commercial bank. The bank offers a broad range of deposit instruments and general banking services, including checking, savings accounts (including money market demand accounts), certificates of deposit for both business and personal accounts; internet banking services, such as cash management and Bill Pay; telebanking (banking by phone); courier services, ATM deposits and mobile banking services which includes mobile capture.
73GF Score

Get the complete analysis for OSBK

5-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.00
Price
$47.64
GF Value