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SLMSLM -0.72%81 3-Year Dividend Growth Rate is 5.70% as of Jun. 2026, which is 77% below its 10-year median of 25.25. GuruFocus rates SLM with a GF Score™ of 81/100 and a GF Value™ of $24.50 (Fairly Valued). The stock has 2 warning signs investors should review. Among 135 Credit Services companies, SLM ranks worse than 57.04% on this metric.
The historical rank and industry rank for SLM's 3-Year Dividend Growth Rate or its related term are showing as below:
SLM'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -30.4 Med: 25.25 Max: 55.1
Current: 5.7
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of SLM was 55.10% per year. The lowest was -30.40% per year. And the median was 25.25% per year.
SLM's 3-Year Dividend Growth Rate is ranked worse than 57.04% of 135
companies
in the Credit Services industry
Industry Median: 8.5
vs SLM: 5.70
During the past 12 months, SLM's average Dividends Per Share Growth Rate was 4.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 5.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 32.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of SLM was 0.25. The lowest was 0.05. And the median was 0.15.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
SLM Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.130000
2026-09-04
2026-09-04
2026-09-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.130000
2026-06-04
2026-06-04
2026-06-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.130000
2026-03-05
2026-03-05
2026-03-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.130000
2025-12-04
2025-12-04
2025-12-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
SLM's Dividend Yield (%) for Today is calculated as
Current Share Price is $26.09.
SLM's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.52.
During the past 13 years, the highest Dividend Yield of SLM was 3.90%. The lowest was 0.29%. And the median was 1.70%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SLM 3-Year Dividend Growth Rate Related Terms>
SLM vs KLAR, NNI, SEZL: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, SLM's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SLM 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SLM's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where SLM's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 5.70% mean?
SLM (SLM) has a 3-Year Dividend Growth Rate of 5.70% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on SLM and its competitors. This is 77% below median its historical median of 25.25. According to the industry distribution chart, SLM ranks #77 out of 135 companies in the Credit Services industry, placing it in the top 57%.
Is SLM's 3-Year Dividend Growth Rate too high?
SLM's current 3-Year Dividend Growth Rate of 5.70% is 77% below median its 10-year median of 25.25. The Credit Services industry median 3-Year Dividend Growth Rate is 8.50. SLM's value of 5.70% is 32.9% below this industry median. Based on the distribution chart, SLM ranks #77 out of 135 companies in the Credit Services industry, which is below the industry midpoint. Overall, SLM has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SLM's 3-Year Dividend Growth Rate compare to KLAR and NNI?
According to the Credit Services industry distribution chart, SLM ranks #77 out of 135 companies for 3-Year Dividend Growth Rate. This places SLM in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.50. SLM's value of 5.70% is 32.9% below this benchmark. While the company's 10-year median is 25.25 vs. the industry median of 8.50, SLM has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 135 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SLM's current 3-Year Dividend Growth Rate of 5.70% is 32.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on SLM and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SLM's current 3-Year Dividend Growth Rate is 5.70%, which is 77% below median its own 10-year median of 25.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SLM stock overvalued right now?
Based on GuruFocus' analysis, SLM (SLM) is currently considered Fairly Valued. The stock's GF Value™ is $24.50, compared to a current price of $26.09 — trading 6.5% above its estimated fair value. The current 3-Year Dividend Growth Rate is 5.70%, which is 77% below median its 10-year median of 25.25 and 32.9% below the Credit Services industry median of 8.50. SLM's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For SLM (SLM), the current 3-Year Dividend Growth Rate is 5.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SLM (SLM) Overvalued in 2026?
Based on GuruFocus' analysis, SLM stock appears to be overvalued.
The current stock price of $26.09 is trading 6.5% above its estimated GF Value™ of $24.50.
GuruFocus considers SLM to be Fairly Valued.
Key valuation signals for SLM:
3-Year Dividend Growth Rate: 5.70% (77% below median its 10-year median of 25.25)
GF Value™: $24.50 vs. price of $26.09 (6.5% above fair value)
Industry Position: 32.9% below the Credit Services median (#77 of 135)
No single metric tells the full story. See the SLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.
81GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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