Enova International Inc (STU:27E) Stock Price, Trades & News

Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.02
Equity-to-Asset	0.21
Debt-to-Equity	3.37
Debt-to-EBITDA	9.99
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.85	Distress Grey Safe
Beneish M-Score	-3.41	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	31.4
	3-Year EBITDA Growth Rate	22.5
	3-Year EPS without NRI Growth Rate	23.9
	3-Year FCF Growth Rate	37.6
	3-Year Book Growth Rate	12.5
	Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank	27.12
	Future 3-5Y Total Revenue Growth Rate Estimate	21.24

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	60.15
	9-Day RSI	62.67
	14-Day RSI	63.73
	3-1 Month Momentum %	41.1
	6-1 Month Momentum %	50.36
	12-1 Month Momentum %	130.17

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	20.16
	Quick Ratio	20.16
	Cash Ratio	0.36
	Days Payable	50.2

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	7.5
	Shareholder Yield %	-13.12

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	49.09
	Operating Margin %	13.54
	Net Margin %	10.32
	EBITDA Margin %	14.66
	FCF Margin %	56.66
	OCF Margin %	58
	ROE %	26.34
	ROA %	5.51
	ROIC %	5.88
	3-Year ROIIC %	4.14
	ROC (Joel Greenblatt) %	246.53
	ROCE %	7.62
	Years of Profitability over Past 10-Year	10
	Moat Score	5
	Tariff Resilience Score	9

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	18.97
	Forward PE Ratio	15.01
	PE Ratio without NRI	17.44
	Shiller PE Ratio	37.02
	Price-to-Owner-Earnings	12.63
	PEG Ratio	1.63
	PS Ratio	1.96
	PB Ratio	4.25
	Price-to-Tangible-Book	5.24
	Price-to-Free-Cash-Flow	3.46
	Price-to-Operating-Cash-Flow	3.38
	EV-to-EBIT	24.22
	EV-to-Forward-EBIT	9.14
	EV-to-EBITDA	22.36
	EV-to-Forward-EBITDA	8.63
	EV-to-Revenue	3.28
	EV-to-Forward-Revenue	2.97
	EV-to-FCF	5.78
	Price-to-GF-Value	1.77
	Price-to-Projected-FCF	0.37
	Price-to-DCF (Earnings Based)	0.56
	Price-to-DCF (FCF Based)	0.11
	Price-to-Median-PS-Value	2.19
	Price-to-Peter-Lynch-Fair-Value	1.34
	Price-to-Graham-Number	2.02
	Price-to-Net-Current-Asset-Value	6.21
	Earnings Yield (Greenblatt) %	4.13
	FCF Yield %	30.64
	Forward Rate of Return (Yacktman) %	29.93

Financials (Next Earnings Date:2026-10-23 Est.)

Annual Quarterly TTM

STU:27E's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

Enova International Inc Executives

Details

GF Value™: €122.93

STU:27E

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with 27E. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	2,964.029
	EPS (TTM) (€)	11.609
	Beta	1.6542
	3-Year Sharpe Ratio	1.11
	3-Year Sortino Ratio	3.03
	Volatility %	62.12
	14-Day RSI	63.73
	14-Day ATR (€)	6.32645
	20-Day SMA (€)	209.45
	12-1 Month Momentum %	130.17
	52-Week Range (€)	88 - 228
	Shares Outstanding (Mil)	24.9

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Enova International Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Enova International Inc Stock Events

Financials Calendars

Event	Date	Price (€)
Fourth quarter earnings conference call for 2026	2027-01-27 17:00	In 174 days
Fourth quarter earnings results for 2026	2027-01-27	In 173 days
Third quarter earnings conference call for 2026	2026-10-23 17:00	In 78 days
Third quarter earnings results for 2026	2026-10-23	In 77 days
Second quarter earnings conference call for 2026	2026-07-23 17:00	195.00 (-2.01%)
Second quarter earnings results for 2026	2026-07-23	195.00 (-2.01%)
Needham Technology, Media, & Consumer Conference	2026-05-14 13:30	140.00 (-0.71%)
General meeting for 2026	2026-05-13 09:00	142.00 (-0.70%)
First quarter earnings conference call for 2026	2026-04-23 17:00	143.00 (+2.88%)
First quarter earnings results for 2026	2026-04-23	143.00 (+2.88%)

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Entries

Enova International Inc Frequently Asked Questions

What is Enova International Inc(STU:27E)'s stock price today?

The current price of STU:27E is €222.00. The 52 week high of STU:27E is €228.00 and 52 week low is €88.00.

When is next earnings date of Enova International Inc(STU:27E)?

The next earnings date of Enova International Inc(STU:27E) is 2026-10-23 Est..

Does Enova International Inc(STU:27E) pay dividends? If so, how much?

Enova International Inc(STU:27E) does not pay dividend.

Press Release

	Subject	Date
	New Report: Small Businesses Lean Into Growth and AI	2026-07-31
	Enova Reports Second Quarter 2026 Results	2026-07-23
	Enova Announces Board of Directors Appointment and Planned Departures	2026-07-10
	Enova Announces Date of Second Quarter 2026 Financial Results Conference Call	2026-07-09
	New Report: 93% of Small Businesses Expect Growth in 2026	2026-05-01
	Enova To Present at the Needham Technology, Media, & Consumer Conference	2026-04-30
	Enova Reports First Quarter 2026 Results	2026-04-23
	Enova Announces Date of First Quarter 2026 Financial Results Conference Call	2026-04-09
	New Report: Small Businesses Enter 2026 with Sustained Confidence, Expanding Access to Capital and Growing Use of AI	2026-01-28
	Enova Reports Fourth Quarter and Full Year 2025 Results	2026-01-27

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