Enova International Inc (FRA:27E) Stock Price, Trades & News

Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.02
Equity-to-Asset	0.23
Debt-to-Equity	3
Debt-to-EBITDA	10.75
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.48	Distress Grey Safe
Beneish M-Score	-3.5	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	43.3
	3-Year EBITDA Growth Rate	6.4
	3-Year EPS without NRI Growth Rate	6.5
	3-Year FCF Growth Rate	65.4
	3-Year Book Growth Rate	13.2
	Future 3-5Y EPS without NRI Growth Rate Estimate	19.5
	Future 3-5Y Total Revenue Growth Rate Estimate	15.8

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	56.47
	9-Day RSI	53.07
	14-Day RSI	48.43
	3-1 Month Momentum %	3.16
	6-1 Month Momentum %	34.25
	12-1 Month Momentum %	71.93

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	9.96
	Quick Ratio	9.96
	Cash Ratio	0.15
	Days Payable	50.75

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	8.9
	Shareholder Yield %	-19.57

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	46.62
	Operating Margin %	11.07
	Net Margin %	7.88
	FCF Margin %	56.27
	ROE %	17.71
	ROA %	4.31
	ROIC %	4.99
	3-Year ROIIC %	-1.15
	ROC (Joel Greenblatt) %	208.06
	ROCE %	6.5
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	12.71
	Forward PE Ratio	8.12
	PE Ratio without NRI	10.3
	Shiller PE Ratio	19.44
	Price-to-Owner-Earnings	8.36
	PEG Ratio	0.96
	PS Ratio	1
	PB Ratio	2.04
	Price-to-Tangible-Book	2.69
	Price-to-Free-Cash-Flow	1.78
	Price-to-Operating-Cash-Flow	1.73
	EV-to-EBIT	20.28
	EV-to-Forward-EBIT	9.11
	EV-to-EBITDA	17.84
	EV-to-Forward-EBITDA	8.61
	EV-to-Revenue	2.25
	EV-to-Forward-Revenue	1.94
	EV-to-FCF	4.07
	Price-to-GF-Value	1.06
	Price-to-Projected-FCF	0.18
	Price-to-Median-PS-Value	1.21
	Price-to-Peter-Lynch-Fair-Value	1.06
	Price-to-Graham-Number	1.11
	Price-to-Net-Current-Asset-Value	3.28
	Earnings Yield (Greenblatt) %	4.93
	FCF Yield %	62.64
	Forward Rate of Return (Yacktman) %	40.42

Financials (Next Earnings Date:2025-04-23 Est.)

Annual Quarterly TTM

FRA:27E's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016

Enova International Inc Executives

Details

GF Value: €85.99

FRA:27E

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with 27E. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	2,463.258
	EPS (TTM) (€)	6.914
	Beta	1.82
	3-Year Sharpe Ratio	0.9
	3-Year Sortino Ratio	1.88
	Volatility %	50.39
	14-Day RSI	48.43
	14-Day ATR (€)	1.728801
	20-Day SMA (€)	88.575
	12-1 Month Momentum %	71.93
	52-Week Range (€)	53.5 - 112
	Shares Outstanding (Mil)	25.79

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Enova International Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Enova International Inc Stock Events

Financials Calendars

	Event	Date	Price (€)
No Event Data

Enova International Inc Frequently Asked Questions

What is Enova International Inc(FRA:27E)'s stock price today?

The current price of FRA:27E is €91.50. The 52 week high of FRA:27E is €112.00 and 52 week low is €53.50.

When is next earnings date of Enova International Inc(FRA:27E)?

The next earnings date of Enova International Inc(FRA:27E) is 2025-04-23 Est..

Does Enova International Inc(FRA:27E) pay dividends? If so, how much?

Enova International Inc(FRA:27E) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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