Affirm Holdings (STU:78P) Shares Outstanding (EOP): 242.75 Mil (As of Mar. 2026)


What is Affirm Holdings Shares Outstanding (EOP)?

Affirm Holdings STU:78P 81 Shares Outstanding (EOP) is 242.75 Mil as of Mar. 2026. GuruFocus rates STU:78P with a GF Score™ of 81/100. The stock has 6 warning signs investors should review.

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. Affirm Holdings's shares outstanding for the quarter that ended in Mar. 2026 was 242.75 Mil.

Affirm Holdings's quarterly shares outstanding stayed the same from Dec. 2025 (242.75 Mil) to Mar. 2026 (242.75 Mil).

Affirm Holdings's annual shares outstanding stayed the same from Jun. 2024 (171.77 Mil) to Jun. 2025 (171.77 Mil).


Affirm Holdings  (STU:78P) Shares Outstanding (EOP) Explanation

A company may buy back shares or issue shares in any fiscal period. If a company buys back shares, we should observe that the total number of shares decline. If the company issues new shares, the number of shares outstanding increases.

Usually the presence of treasury shares and a history of buyback are good indicators that company has competitive advantage. But studies have shown that companies usually buy back at wrong time. Buying back shares below its intrinsic value increases value for remaining shareholders. Buying back overvalued shares destroys value for existing shareholders.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred net income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Affirm Holdings Shares Outstanding (EOP) Related Terms


Affirm Holdings Shares Outstanding (EOP) Historical Data

* Premium members only.

The historical data trend for Affirm Holdings's Shares Outstanding (EOP) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affirm Holdings Shares Outstanding (EOP) Chart

Affirm Holdings Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Shares Outstanding (EOP)
Get a 7-Day Free Trial 171.77 171.77 171.77 171.77 171.77

Affirm Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shares Outstanding (EOP) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 242.75 242.75 242.75 242.75 242.75

STU:78P vs SYF, SOFI, ALLY: Shares Outstanding (EOP) Comparison

For the Credit Services subindustry, Affirm Holdings's Shares Outstanding (EOP), along with its competitors' market caps and Shares Outstanding (EOP) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Affirm Holdings Shares Outstanding (EOP) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Affirm Holdings's Shares Outstanding (EOP) distribution charts can be found below:

* The bar in red indicates where Affirm Holdings's Shares Outstanding (EOP) falls into.



Affirm Holdings Shares Outstanding (EOP) Calculation

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. They have voting rights and represent ownership in the corporation by the person that holds the shares. They should be distinguished from treasury shares, which are shares held by the corporation itself, having no exercisable rights.

Shares outstanding can be calculated as either basic or fully diluted. The fully diluted shares outstanding count includes diluting securities, such as options, warrants or convertibles.

Please note: GuruFocus named Shares Outstanding (EOP) is the shares for that end of period. It is usually used to calculate balance sheet related items, such as Book Value per Share, etc. While Shares Outstanding (Diluted Average) and Shares Outstanding (Basic Average) are the weighted average shares over a period of time (a year, a quarter, or so). They are usually used to calculate income statement or cashflow statement related items, such as Earnings per Share (Diluted), etc.

What does a Shares Outstanding (EOP) of 242.75 Mil mean?
Affirm Holdings (STU:78P) has a Shares Outstanding (EOP) of 242.75 Mil as of Mar. 2026. The total shares a company has outstanding, at period-end. View historical data on Affirm Holdings and its competitors.
Is Affirm Holdings' Shares Outstanding (EOP) too high?
Affirm Holdings' current Shares Outstanding (EOP) is 242.75 Mil. Overall, Affirm Holdings has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' Shares Outstanding (EOP) compare to SYF and SOFI?
Affirm Holdings' Shares Outstanding (EOP) of 242.75 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Outstanding (EOP) for a Credit Services company?
A good Shares Outstanding (EOP) depends on the Credit Services industry context. However, Shares Outstanding (EOP) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Outstanding (EOP) mean?
A high Shares Outstanding (EOP) can signal that a stock is expensive relative to its fundamentals. The total shares a company has outstanding, at period-end. View historical data on Affirm Holdings and its competitors. Affirm Holdings's current Shares Outstanding (EOP) is 242.75 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Affirm Holdings (STU:78P) has a current Shares Outstanding (EOP) of 242.75 Mil. The current Shares Outstanding (EOP) is 242.75 Mil. Affirm Holdings' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Outstanding (EOP) calculated?
Shares Outstanding (EOP) is calculated from a company's financial statements. For Affirm Holdings (STU:78P), the current Shares Outstanding (EOP) is 242.75 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Affirm Holdings Business Description

Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.