Business Description
Upstart Holdings Inc
NAICS : 522291
SIC : 6163
ISIN : US91680M1071
Share Class Description:
UPST: Ordinary SharesDescription
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.34 | |||||
| Equity-to-Asset | 0.32 | |||||
| Debt-to-Equity | 1.74 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 2/9 | |||||
| Beneish M-Score | -2.42 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -21.8 | |||||
| 3-Year Book Growth Rate | 21.6 | |||||
| Future 3-5Y Total Revenue Growth Rate | 20.46 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 53.76 | |||||
| 9-Day RSI | 45.01 | |||||
| 14-Day RSI | 43.38 | |||||
| 6-1 Month Momentum % | 5.78 | |||||
| 12-1 Month Momentum % | 75.44 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -5.6 | |||||
| Shareholder Yield % | -4.9 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | -47.26 | |||||
| FCF Margin % | -33.96 | |||||
| ROE % | -37.36 | |||||
| ROA % | -12.59 | |||||
| Years of Profitability over Past 10-Year | 2 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward PE Ratio | 43.27 | |||||
| PS Ratio | 3.78 | |||||
| PB Ratio | 3.14 | |||||
| Price-to-Tangible-Book | 3.58 | |||||
| EV-to-Revenue | 5.42 | |||||
| EV-to-Forward-Revenue | 4.11 | |||||
| EV-to-FCF | -15.87 | |||||
| FCF Yield % | -8.5 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:UPST
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Upstart Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 508.119 | ||
| EPS (TTM) ($) | -2.9 | ||
| Beta | 1.75 | ||
| Volatility % | 161.13 | ||
| 14-Day RSI | 43.38 | ||
| 14-Day ATR ($) | 1.41551 | ||
| 20-Day SMA ($) | 24.354 | ||
| 12-1 Month Momentum % | 75.44 | ||
| 52-Week Range ($) | 11.93 - 72.58 | ||
| Shares Outstanding (Mil) | 87.81 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 2 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Upstart Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Upstart Holdings Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Upstart Holdings Inc Frequently Asked Questions
What is Upstart Holdings Inc(UPST)'s stock price today?
The current price of UPST is $23.12. The 52 week high of UPST is $72.58 and 52 week low is $11.93.
When is next earnings date of Upstart Holdings Inc(UPST)?
The next earnings date of Upstart Holdings Inc(UPST) is 2024-05-07.
Does Upstart Holdings Inc(UPST) pay dividends? If so, how much?
Upstart Holdings Inc(UPST) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers