GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » USCB Financial Holdings Inc (NAS:USCB) » Definitions » PS Ratio

USCB (USCB Financial Holdings) PS Ratio : 5.11 (As of Dec. 11, 2024)


View and export this data going back to 2021. Start your Free Trial

What is USCB Financial Holdings PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, USCB Financial Holdings's share price is $19.56. USCB Financial Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $3.83. Hence, USCB Financial Holdings's PS Ratio for today is 5.11.

Warning Sign:

USCB Financial Holdings Inc stock PS Ratio (=5.13) is close to 5-year high of 5.37

The historical rank and industry rank for USCB Financial Holdings's PS Ratio or its related term are showing as below:

USCB' s PS Ratio Range Over the Past 10 Years
Min: 2.58   Med: 3.67   Max: 5.37
Current: 5.26

During the past 4 years, USCB Financial Holdings's highest PS Ratio was 5.37. The lowest was 2.58. And the median was 3.67.

USCB's PS Ratio is ranked worse than
88.08% of 1527 companies
in the Banks industry
Industry Median: 2.63 vs USCB: 5.26

USCB Financial Holdings's Revenue per Sharefor the three months ended in Sep. 2024 was $1.09. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $3.83.

During the past 12 months, the average Revenue per Share Growth Rate of USCB Financial Holdings was 13.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 8.20% per year.

During the past 4 years, USCB Financial Holdings's highest 3-Year average Revenue per Share Growth Rate was 8.20% per year. The lowest was 8.20% per year. And the median was 8.20% per year.

Back to Basics: PS Ratio


USCB Financial Holdings PS Ratio Historical Data

The historical data trend for USCB Financial Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

USCB Financial Holdings PS Ratio Chart

USCB Financial Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23
PS Ratio
- 2.46 3.58 3.66

USCB Financial Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.11 3.66 3.41 3.60 3.99

Competitive Comparison of USCB Financial Holdings's PS Ratio

For the Banks - Regional subindustry, USCB Financial Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


USCB Financial Holdings's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, USCB Financial Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where USCB Financial Holdings's PS Ratio falls into.



USCB Financial Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

USCB Financial Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=19.56/3.826
=5.11

USCB Financial Holdings's Share Price of today is $19.56.
USCB Financial Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.83.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


USCB Financial Holdings  (NAS:USCB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


USCB Financial Holdings PS Ratio Related Terms

Thank you for viewing the detailed overview of USCB Financial Holdings's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


USCB Financial Holdings Business Description

Traded in Other Exchanges
N/A
Address
2301 North West 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a community bank. Through its network of branches and its online banking platform, it offers customers a wide range of financial products and services such as Personal and Business Checking, Savings, Credit Cards, and Real Estate Loans.
Executives
Ramon A Rodriguez director 110 S E 6TH STREET 28 TH FLOOR, FORT LAUDERDALE FL 33301
Robert B. Anderson officer: Executive VP and CFO 201 4TH AVENUE NORTH, SUITE 950, NASHVILLE TN 37219
Priam Capital Fund Ii, L.p. 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Maricarmen Logrono officer: EVP and Chief Risk Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Ramon Abadin director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Howard Feinglass director, 10 percent owner 6011 UNIVERSITY BOULEVARD, SUITE 370, ELLICOTT CITY MD 21043
Priam Capital Associates Ii Llc 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Andres Collazo officer: Executive VP, Operations & IT C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Martha Guerra-kattou officer: EVP, Sales and Marketing C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Oscar Gomez officer: Executive VP, Global Banking C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Benigno Pazos officer: EVP & Chief Credit Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Aida Levitan director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Nicholas Bustle officer: EVP and Chief Lending Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
De La Aguilera Luis director, officer: President and CEO C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Jalal Shehadeh officer: EVP/General Counsel USCB FINANCIAL HOLDINGS, INC., 2301 N.W. 87TH AVENUE, MIAMI FL 33172