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USCB (USCB Financial Holdings) Net Margin % : 32.25% (As of Sep. 2024)


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What is USCB Financial Holdings Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. USCB Financial Holdings's Net Income for the three months ended in Sep. 2024 was $6.95 Mil. USCB Financial Holdings's Revenue for the three months ended in Sep. 2024 was $21.55 Mil. Therefore, USCB Financial Holdings's net margin for the quarter that ended in Sep. 2024 was 32.25%.

The historical rank and industry rank for USCB Financial Holdings's Net Margin % or its related term are showing as below:

USCB' s Net Margin % Range Over the Past 10 Years
Min: 21.77   Med: 27.2   Max: 35.3
Current: 27.18


USCB's Net Margin % is ranked better than
58.28% of 1534 companies
in the Banks industry
Industry Median: 24.43 vs USCB: 27.18

USCB Financial Holdings Net Margin % Historical Data

The historical data trend for USCB Financial Holdings's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

USCB Financial Holdings Net Margin % Chart

USCB Financial Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23
Net Margin %
21.77 35.30 29.31 25.08

USCB Financial Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.60 17.33 26.17 30.26 32.25

Competitive Comparison of USCB Financial Holdings's Net Margin %

For the Banks - Regional subindustry, USCB Financial Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


USCB Financial Holdings's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, USCB Financial Holdings's Net Margin % distribution charts can be found below:

* The bar in red indicates where USCB Financial Holdings's Net Margin % falls into.



USCB Financial Holdings Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

USCB Financial Holdings's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=16.545/65.971
=25.08 %

USCB Financial Holdings's Net Margin for the quarter that ended in Sep. 2024 is calculated as

Net Margin=Net Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=6.949/21.547
=32.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


USCB Financial Holdings  (NAS:USCB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


USCB Financial Holdings Net Margin % Related Terms

Thank you for viewing the detailed overview of USCB Financial Holdings's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


USCB Financial Holdings Business Description

Traded in Other Exchanges
N/A
Address
2301 North West 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a community bank. Through its network of branches and its online banking platform, it offers customers a wide range of financial products and services such as Personal and Business Checking, Savings, Credit Cards, and Real Estate Loans.
Executives
Ramon A Rodriguez director 110 S E 6TH STREET 28 TH FLOOR, FORT LAUDERDALE FL 33301
Robert B. Anderson officer: Executive VP and CFO 201 4TH AVENUE NORTH, SUITE 950, NASHVILLE TN 37219
Priam Capital Fund Ii, L.p. 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Maricarmen Logrono officer: EVP and Chief Risk Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Ramon Abadin director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Howard Feinglass director, 10 percent owner 6011 UNIVERSITY BOULEVARD, SUITE 370, ELLICOTT CITY MD 21043
Priam Capital Associates Ii Llc 10 percent owner 745 FIFTH AVE, SUITE 1702, NEW YORK NY 10151
Andres Collazo officer: Executive VP, Operations & IT C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Martha Guerra-kattou officer: EVP, Sales and Marketing C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Oscar Gomez officer: Executive VP, Global Banking C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Benigno Pazos officer: EVP & Chief Credit Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Aida Levitan director C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Nicholas Bustle officer: EVP and Chief Lending Officer C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
De La Aguilera Luis director, officer: President and CEO C/O USCB FINANCIAL HOLDINGS, INC., 2301 NW 87TH AVENUE, DORAL FL 33172
Jalal Shehadeh officer: EVP/General Counsel USCB FINANCIAL HOLDINGS, INC., 2301 N.W. 87TH AVENUE, MIAMI FL 33172