Business Description
Klarna Group PLC
NAICS : 522320
SIC : 7323
ISIN : GB00BMHVL512
Total Employee Number:
2,831Description
Klarna is the largest pure-play in the buy now, pay later space. The company operates a two-sided network with a payment method at its core, but it is ultimately a lender. Merchants sign up with Klarna to increase turnover in their stores. Primarily, Klarna can provide merchants with higher conversion rates and average order values relative to other payment methods. Some merchants enter a symbiotic relationship with Klarna, advertising its brand on the product page to drive conversion and to benefit from Klarna's brand value in the merchant's sales funnel. Customers use Klarna for its ease of use, quick access to credit, zero-interest financing, and lower reminder fees.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.94 | |||||
Equity-to-Asset | 0.14 | |||||
Debt-to-Equity | 0.55 | |||||
Debt-to-EBITDA | 1.94 | |||||
Interest Coverage | 0.81 | |||||
Piotroski F-Score | N/A/9 | |||||
Altman Z-Score | 0.73 | |||||
Beneish M-Score | -1.45 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 23.3 | |||||
3-Year EPS without NRI Growth Rate | 34 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 18.47 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 19.29 | |||||
9-Day RSI | 24.94 | |||||
14-Day RSI | 30.43 | |||||
3-1 Month Momentum % | 26.13 | |||||
6-1 Month Momentum % | 52.38 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.03 | |||||
Quick Ratio | 1.03 | |||||
Cash Ratio | 0.29 | |||||
Days Sales Outstanding | 58.61 | |||||
Days Payable | 284.85 |
Profitability Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 50.82 | |||||
Operating Margin % | 15.34 | |||||
Net Margin % | -5.21 | |||||
EBITDA Margin % | 18.4 | |||||
FCF Margin % | -68.19 | |||||
OCF Margin % | -67.38 | |||||
ROE % | -8.35 | |||||
ROA % | -1.08 | |||||
ROIC % | 3.6 | |||||
ROC (Joel Greenblatt) % | 897.55 | |||||
ROCE % | 14.45 | |||||
Years of Profitability over Past 10-Year | 1 | |||||
Moat Score | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 81.49 | |||||
PS Ratio | 1.41 | |||||
PB Ratio | 2.2 | |||||
Price-to-Tangible-Book | 3.79 | |||||
EV-to-EBIT | 5.04 | |||||
EV-to-Forward-EBIT | 40.31 | |||||
EV-to-EBITDA | 4.21 | |||||
EV-to-Forward-EBITDA | 28.09 | |||||
EV-to-Revenue | 0.77 | |||||
EV-to-Forward-Revenue | 0.63 | |||||
EV-to-FCF | -1.13 | |||||
Earnings Yield (Greenblatt) % | 19.84 | |||||
FCF Yield % | -48.39 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Klarna Group PLC Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 3,283.159 | ||
| EPS (TTM) (€) | -0.444 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 30.43 | ||
| 14-Day ATR (€) | 0.797884 | ||
| 20-Day SMA (€) | 16.03 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (€) | 10.58 - 34.75 | ||
| Shares Outstanding (Mil) | 378.11 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Klarna Group PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Klarna Group PLC Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-02-19 08:30 | In 182 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-19 | In 181 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-18 08:30 | In 89 days | ||
| Third quarter earnings results for 2026 | 2026-11-18 | In 88 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-18 08:30 | 16.90 (-6.32%) | ||
| Second quarter earnings results for 2026 | 2026-08-18 | 16.90 (-6.32%) | ||
| General meeting for 2026 | 2026-08-04 10:00 | 17.16 (+3.75%) | ||
| Bernstein Strategic Decisions Conference | 2026-05-28 09:00 | 15.00 (+2.74%) | ||
| JPMorgan Global Technology, Media & Communications Conference | 2026-05-20 08:00 | 13.60 (+1.49%) | ||
| First quarter earnings conference call for 2026 | 2026-05-14 08:30 | 11.62 (-4.28%) |
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Klarna Group PLC Frequently Asked Questions
What is Klarna Group PLC(WBO:KLAR)'s stock price today?
The current price of WBO:KLAR is €12.32. The 52 week high of WBO:KLAR is €34.75 and 52 week low is €10.58.
When is next earnings date of Klarna Group PLC(WBO:KLAR)?
The next earnings date of Klarna Group PLC(WBO:KLAR) is 2026-11-18 Est..
Does Klarna Group PLC(WBO:KLAR) pay dividends? If so, how much?
Klarna Group PLC(WBO:KLAR) does not pay dividend.
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