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Klarna GroupWBO:KLAR +2.16%12 EBITDA Margin % is 18.48% as of Mar. 2026, which is 46% above its 10-year median of 12.69. GuruFocus rates WBO:KLAR with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 420 Credit Services companies, Klarna Group ranks worse than 55.95% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Klarna Group's EBITDA for the
three
months ended in Mar. 2026 was €162 Mil. Klarna Group's Revenue for the
three
months ended in Mar. 2026 was €875 Mil. Therefore, Klarna Group's EBITDA margin for the quarter that ended in Mar. 2026 was 18.48%.
Klarna Group (WBO:KLAR) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Klarna Group EBITDA Margin % Related Terms
Klarna Group EBITDA Margin % Historical Data
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The historical data trend for Klarna Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WBO:KLAR vs OMF, CACC, ENVA: EBITDA Margin % Comparison
For the Credit Services subindustry, Klarna Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Klarna Group EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Klarna Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Klarna Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Klarna Group (WBO:KLAR) has a EBITDA Margin % of 18.48% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Klarna Group and its competitors. This is 46% above median its historical median of 12.69. According to the industry distribution chart, Klarna Group ranks #235 out of 420 companies in the Credit Services industry, placing it in the top 56%.
Is Klarna Group's EBITDA Margin % too high?
Klarna Group's current EBITDA Margin % of 18.48% is 46% above median its 10-year median of 12.69. The Credit Services industry median EBITDA Margin % is 23.19. Klarna Group's value of 18.48% is 20.3% below this industry median. Based on the distribution chart, Klarna Group ranks #235 out of 420 companies in the Credit Services industry, which is below the industry midpoint. Overall, Klarna Group has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's EBITDA Margin % compare to OMF and CACC?
According to the Credit Services industry distribution chart, Klarna Group ranks #235 out of 420 companies for EBITDA Margin %. This places Klarna Group in the lower half of its industry. The industry median EBITDA Margin % is 23.19. Klarna Group's value of 18.48% is 20.3% below this benchmark. While the company's 10-year median is 12.69 vs. the industry median of 23.19, Klarna Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 23.19, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Klarna Group's current EBITDA Margin % of 18.48% is 20.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Klarna Group and its competitors. For the Credit Services industry, the median EBITDA Margin % is 23.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Klarna Group's current EBITDA Margin % is 18.48%, which is 46% above median its own 10-year median of 12.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (WBO:KLAR) has a current EBITDA Margin % of 18.48%. The current EBITDA Margin % is 18.48%, which is 46% above median its 10-year median of 12.69 and 20.3% below the Credit Services industry median of 23.19. Klarna Group's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Klarna Group (WBO:KLAR), the current EBITDA Margin % is 18.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
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