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Zurich Insurance Group AGZFSVF +2.08%79 3-Year EPS without NRI Growth Rate is 13.90% as of Jun. 2026, which is 504% above its 10-year median of 2.30. GuruFocus rates ZFSVF with a GF Score™ of 79/100 and a GF Value™ of $678.37 (Fairly Valued). The stock has 3 warning signs investors should review. Among 398 Insurance companies, Zurich Insurance Group AG ranks worse than 55.03% on this metric.
During the past 12 months, Zurich Insurance Group AG's average EPS without NRI Growth Rate was 15.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 13.90% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 9.10% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 8.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Zurich Insurance Group AG was 32.50% per year. The lowest was -27.20% per year. And the median was 2.30% per year.
Zurich Insurance Group AG (OTCPK:ZFSVF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Zurich Insurance Group AG 3-Year EPS without NRI Growth Rate Related Terms
ZFSVF vs BRK.A, AIG, HIG: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's 3-Year EPS without NRI Growth Rate falls into.
Zurich Insurance Group AG 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 13.90% mean?
Zurich Insurance Group AG (ZFSVF) has a 3-Year EPS without NRI Growth Rate of 13.90% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Zurich Insurance Group AG and its competitors. This is 504% above median its historical median of 2.30. According to the industry distribution chart, Zurich Insurance Group AG ranks #219 out of 398 companies in the Insurance industry, placing it in the top 55%.
Is Zurich Insurance Group AG's 3-Year EPS without NRI Growth Rate too high?
Zurich Insurance Group AG's current 3-Year EPS without NRI Growth Rate of 13.90% is 504% above median its 10-year median of 2.30. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.75. Zurich Insurance Group AG's value of 13.90% is 17% below this industry median. Based on the distribution chart, Zurich Insurance Group AG ranks #219 out of 398 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Insurance Group AG has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's 3-Year EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #219 out of 398 companies for 3-Year EPS without NRI Growth Rate. This places Zurich Insurance Group AG in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.75. Zurich Insurance Group AG's value of 13.90% is 17% below this benchmark. While the company's 10-year median is 2.30 vs. the industry median of 16.75, Zurich Insurance Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.75, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Insurance Group AG's current 3-Year EPS without NRI Growth Rate of 13.90% is 17% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Zurich Insurance Group AG and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current 3-Year EPS without NRI Growth Rate is 13.90%, which is 504% above median its own 10-year median of 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Fairly Valued. The stock's GF Value™ is $678.37, compared to a current price of $735.00 — trading 8.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 13.90%, which is 504% above median its 10-year median of 2.30 and 17% below the Insurance industry median of 16.75. Zurich Insurance Group AG's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current 3-Year EPS without NRI Growth Rate is 13.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of $735.00 is trading 8.3% above its estimated GF Value™ of $678.37.
GuruFocus considers Zurich Insurance Group AG to be Fairly Valued.
Key valuation signals for ZFSVF:
3-Year EPS without NRI Growth Rate: 13.90% (504% above median its 10-year median of 2.30)
GF Value™: $678.37 vs. price of $735.00 (8.3% above fair value)
Industry Position: 17% below the Insurance median (#219 of 398)
No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
79GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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