ZFSVF (Zurich Insurance Group AG) GF Value Rank: 6 (As of Jul. 07, 2026) — 20% Above Median


ZFSVF Zurich Insurance Group AG ZFSVF
65 GF Score
Price $729.00
GF Value $588.23
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Zurich Insurance Group AG GF Value Rank?

Zurich Insurance Group AG ZFSVF -0.38% 65 GF Value Rank is 6 as of Jul. 07, 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates ZFSVF with a GF Score™ of 65/100 and a GF Value™ of $588.23 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Zurich Insurance Group AG has the GF Value Rank of 6.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Zurich Insurance Group AG GF Value Rank Related Terms

ZFSVF vs BRK.A, AIG, HIG: GF Value Rank Comparison

For the Insurance - Diversified subindustry, Zurich Insurance Group AG's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zurich Insurance Group AG GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Zurich Insurance Group AG's GF Value Rank falls into.


ZFSVF
65GF Score
Zurich Insurance Group AG ZFSVF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 6 mean?
Zurich Insurance Group AG (ZFSVF) has a GF Value Rank of 6 as of Jul. 07, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Zurich Insurance Group AG and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Zurich Insurance Group AG's GF Value Rank has ranged from 1.00 to 10.00.
Is Zurich Insurance Group AG's GF Value Rank too high?
Zurich Insurance Group AG's current GF Value Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Zurich Insurance Group AG has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's GF Value Rank compare to BRK.A and AIG?
Zurich Insurance Group AG's GF Value Rank of 6 can be compared against companies in the Insurance industry. Historically, Zurich Insurance Group AG's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Zurich Insurance Group AG and its competitors. Zurich Insurance Group AG's current GF Value Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $588.23, compared to a current price of $729.00 — trading 23.9% above its estimated fair value. The current GF Value Rank is 6, which is 20% above median its 10-year median of 5.00. Zurich Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current GF Value Rank is 6 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued. The current stock price of $729.00 is trading 23.9% above its estimated GF Value™ of $588.23. GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.

Key valuation signals for ZFSVF:

  • GF Value Rank: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: $588.23 vs. price of $729.00 (23.9% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zurich Insurance Group AG Business Description

Address Mythenquai 2, Corporate Center, Zurich, CHE, 8002
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
65GF Score

Get the complete analysis for ZFSVF

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$729.00
Price
$588.23
GF Value