Zurich Insurance Group AGZFSVF -0.23%74 Shareholder Yield % is 5.84% as of Dec. 2025, which is 2% below its 10-year median of 5.95. GuruFocus rates ZFSVF with a GF Score™ of 74/100 and a GF Value™ of $573.70 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 491 Insurance companies, Zurich Insurance Group AG ranks better than 77.8% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Zurich Insurance Group AG's Shareholder Yield % was 5.84%.
Zurich Insurance Group AG (OTCPK:ZFSVF) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Zurich Insurance Group AG Shareholder Yield % Related Terms
Zurich Insurance Group AG Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Insurance Group AG Shareholder Yield % Chart
ZFSVF vs BRK.A, AIG, HIG: Shareholder Yield % Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Zurich Insurance Group AG (ZFSVF) has a Shareholder Yield % of 5.84% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Zurich Insurance Group AG and its competitors. This is near median its historical median of 5.95. Over the past decade, Zurich Insurance Group AG's Shareholder Yield % has ranged from 2.29 to 9.81. According to the industry distribution chart, Zurich Insurance Group AG ranks #109 out of 491 companies in the Insurance industry, placing it in the top 22.2%.
Is Zurich Insurance Group AG's Shareholder Yield % too high?
Zurich Insurance Group AG's current Shareholder Yield % of 5.84% is near median its 10-year median of 5.95. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 9.81. The Insurance industry median Shareholder Yield % is 2.62. Zurich Insurance Group AG's value of 5.84% is 122.9% above this industry median. Based on the distribution chart, Zurich Insurance Group AG ranks #109 out of 491 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Zurich Insurance Group AG has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's Shareholder Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #109 out of 491 companies for Shareholder Yield %. This places Zurich Insurance Group AG in the top 22% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 2.62. Zurich Insurance Group AG's value of 5.84% is 122.9% above this benchmark. Historically, Zurich Insurance Group AG's own Shareholder Yield % has ranged from 2.29 to 9.81 over the past decade. While the company's 10-year median is 5.95 vs. the industry median of 2.62, Zurich Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.62, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Insurance Group AG's current Shareholder Yield % of 5.84% is 122.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Zurich Insurance Group AG and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current Shareholder Yield % is 5.84%, which is near median its own 10-year median of 5.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $573.70, compared to a current price of $724.33 — trading 26.3% above its estimated fair value. The current Shareholder Yield % is 5.84%, which is near median its 10-year median of 5.95 and 122.9% above the Insurance industry median of 2.62. Zurich Insurance Group AG's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current Shareholder Yield % is 5.84% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of $724.33 is trading 26.3% above its estimated GF Value™ of $573.70.
GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.
Key valuation signals for ZFSVF:
Shareholder Yield %: 5.84% (near median its 10-year median of 5.95)
GF Value™: $573.70 vs. price of $724.33 (26.3% above fair value)
Industry Position: 122.9% above the Insurance median (#109 of 491)
No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
74GF Score
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