ZFSVF (Zurich Insurance Group AG) Dividend Payout Ratio: 0.00 (As of Dec. 2025)

What is Zurich Insurance Group AG Dividend Payout Ratio?

Zurich Insurance Group AG ZFSVF -0.02% 74 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates ZFSVF with a GF Score™ of 74/100 and a GF Value™ of $594.02 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 335 Insurance companies, Zurich Insurance Group AG ranks worse than 81.19% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Zurich Insurance Group AG's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Zurich Insurance Group AG is 0.73, which seems too high.

The historical rank and industry rank for Zurich Insurance Group AG's Dividend Payout Ratio or its related term are showing as below:

ZFSVF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.67 Med: 0.78 Max: 0.88
Current: 0.72

During the past 13 years, the highest Dividend Payout Ratio of Zurich Insurance Group AG was 0.88. The lowest was 0.67. And the median was 0.78.

ZFSVF's Dividend Payout Ratio is ranked worse than
81.19% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs ZFSVF: 0.72

As of today (2026-06-25), the Dividend Yield % of Zurich Insurance Group AG is 5.47%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Zurich Insurance Group AG was 7.70%. The lowest was 4.09%. And the median was 4.98%.

Zurich Insurance Group AG's Dividends per Share for the months ended in Dec. 2025 was $0.00.

During the past 12 months, Zurich Insurance Group AG's average Dividends Per Share Growth Rate was 6.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 8.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 8.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 4.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Zurich Insurance Group AG was 29.80% per year. The lowest was -19.00% per year. And the median was 3.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Zurich Insurance Group AG (OTCPK:ZFSVF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Zurich Insurance Group AG Dividend Payout Ratio Related Terms

Zurich Insurance Group AG Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Zurich Insurance Group AG's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Insurance Group AG Dividend Payout Ratio Chart

Zurich Insurance Group AG Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.67

0.83

0.88

0.72

Zurich Insurance Group AG Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Dividend Payout Ratio	Get a 7-Day Free Trial															0.00	1.38	0.00	1.59	0.00

ZFSVF vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Zurich Insurance Group AG's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zurich Insurance Group AG Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Zurich Insurance Group AG's Dividend Payout Ratio falls into.

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74GF Score

Zurich Insurance Group AG ZFSVF

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Zurich Insurance Group AG Dividend Payout Ratio Calculation

Zurich Insurance Group AG's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	33.997	/	47.235
	=	0.72

Zurich Insurance Group AG's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2025 )	/	EPS without NRI (Q: Dec. 2025 )
	=	0	/	25.89
	=	0.00

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.00 mean?

Zurich Insurance Group AG (ZFSVF) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Zurich Insurance Group AG and its competitors. Over the past decade, Zurich Insurance Group AG's Dividend Payout Ratio has ranged from 0.67 to 0.88. According to the industry distribution chart, Zurich Insurance Group AG ranks #272 out of 335 companies in the Insurance industry, placing it in the top 81.2%.

Is Zurich Insurance Group AG's Dividend Payout Ratio too high?

Zurich Insurance Group AG's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 0.88. Based on the distribution chart, Zurich Insurance Group AG ranks #272 out of 335 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zurich Insurance Group AG has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Zurich Insurance Group AG's Dividend Payout Ratio compare to BRK.A and AIG?

According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #272 out of 335 companies for Dividend Payout Ratio. This places Zurich Insurance Group AG in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, Zurich Insurance Group AG's own Dividend Payout Ratio has ranged from 0.67 to 0.88 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for an Insurance company?

The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Zurich Insurance Group AG and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Zurich Insurance Group AG stock overvalued right now?

Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $594.02, compared to a current price of $700.25 — trading 17.9% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Zurich Insurance Group AG's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued. The current stock price of $700.25 is trading 17.9% above its estimated GF Value™ of $594.02. GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.

Key valuation signals for ZFSVF:

Dividend Payout Ratio: 0.00
GF Value™: $594.02 vs. price of $700.25 (17.9% above fair value)
GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zurich Insurance Group AG Business Description

Industry Financial Services Insurance

Comparable Companies XSWX:SLHN XSWX:HBAN XSWX:VAHN BRK.A XTER:ALV XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX OHEL:SAMPO LSE:AV.XAMS:NN XTAE:PHOE XBRU:AGS XAMS:ASRNL XMAD:MAP OCSE:TRYG

Other Exchanges ZURVY:USA 1ZURN:Italy ZURNz:UK 0QP2:UK ZFI1:Germany ZURN:Switzerland ZUR:Canada

Address Mythenquai 2, Corporate Center, Zurich, CHE, 8002

Website https://www.zurich.com

Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.

74GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$700.25

Price

$594.02

GF Value

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