Zurich Insurance Group AGZFSVF -0.02%74 Median PS Value is $612.66 as of Jun. 24, 2026, which is 45621% above its 10-year median of 1.34. GuruFocus rates ZFSVF with a GF Score™ of 74/100 and a GF Value™ of $594.39 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 344 Insurance companies, Zurich Insurance Group AG ranks worse than 62.79% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Zurich Insurance Group AG's Median PS Value or its related term are showing as below:
ZFSVF'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.01 Med: 1.34 Max: 2.29
Current: 1.14
During the past 13 years, the highest Price to Median PS Value of Zurich Insurance Group AG was 2.29. The lowest was 1.01. And the median was 1.34.
ZFSVF's Price-to-Median-PS-Value is ranked worse than 62.79% of 344
companies
in the Insurance industry
Industry Median: 0.99
vs ZFSVF: 1.14
Zurich Insurance Group AG (OTCPK:ZFSVF) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Zurich Insurance Group AG's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
700.25
/
612.66
=
1.14
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Insurance Group AG Median PS Value Related Terms
Zurich Insurance Group AG Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZFSVF vs BRK.A, AIG, HIG: Median PS Value Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.9955.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zurich Insurance Group AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $615.411.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Insurance Group AG (ZFSVF) has a Median PS Value of $612.66 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Zurich Insurance Group AG and its competitors. This is 45621% above median its historical median of 1.34. Over the past decade, Zurich Insurance Group AG's Median PS Value has ranged from 1.01 to 2.29. According to the industry distribution chart, Zurich Insurance Group AG ranks #216 out of 344 companies in the Insurance industry, placing it in the top 62.8%.
Is Zurich Insurance Group AG's Median PS Value too high?
Zurich Insurance Group AG's current Median PS Value of $612.66 is 45621% above median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 2.29. The Insurance industry median Median PS Value is 0.99. Zurich Insurance Group AG's value of $612.66 is 61784.8% above this industry median. Based on the distribution chart, Zurich Insurance Group AG ranks #216 out of 344 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Insurance Group AG has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's Median PS Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #216 out of 344 companies for Median PS Value. This places Zurich Insurance Group AG in the lower half of its industry. The industry median Median PS Value is 0.99. Zurich Insurance Group AG's value of $612.66 is 61784.8% above this benchmark. Historically, Zurich Insurance Group AG's own Median PS Value has ranged from 1.01 to 2.29 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 0.99, Zurich Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Insurance Group AG's current Median PS Value of $612.66 is 61784.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Zurich Insurance Group AG and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current Median PS Value is $612.66, which is 45621% above median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $594.39, compared to a current price of $700.25 — trading 17.8% above its estimated fair value. The current Median PS Value is $612.66, which is 45621% above median its 10-year median of 1.34 and 61784.8% above the Insurance industry median of 0.99. Zurich Insurance Group AG's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current Median PS Value is $612.66 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of $700.25 is trading 17.8% above its estimated GF Value™ of $594.39.
GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.
Key valuation signals for ZFSVF:
Median PS Value: $612.66 (45621% above median its 10-year median of 1.34)
GF Value™: $594.39 vs. price of $700.25 (17.8% above fair value)
Industry Position: 61784.8% above the Insurance median (#216 of 344)
No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
74GF Score
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