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Zurich Insurance Group AGZFSVF +2.29%79 3-Year Dividend Growth Rate is 8.70% as of Jun. 2026, which is 156% above its 10-year median of 3.40. GuruFocus rates ZFSVF with a GF Score™ of 79/100 and a GF Value™ of $665.63 (Fairly Valued). The stock has 4 warning signs investors should review. Among 273 Insurance companies, Zurich Insurance Group AG ranks worse than 52.01% on this metric.
The historical rank and industry rank for Zurich Insurance Group AG's 3-Year Dividend Growth Rate or its related term are showing as below:
ZFSVF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -19 Med: 3.4 Max: 29.8
Current: 8.7
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Zurich Insurance Group AG was 29.80% per year. The lowest was -19.00% per year. And the median was 3.40% per year.
ZFSVF's 3-Year Dividend Growth Rate is ranked worse than 52.01% of 273
companies
in the Insurance industry
Industry Median: 9.4
vs ZFSVF: 8.70
During the past 12 months, Zurich Insurance Group AG's average Dividends Per Share Growth Rate was 9.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 8.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Zurich Insurance Group AG is 0.77, which seems too high.
Good Sign:
Zurich Insurance Group AG stock Dividend Yield % is close to 5-year high.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of Zurich Insurance Group AG was 0.88. The lowest was 0.67. And the median was 0.78.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Zurich Insurance Group AG is 0.77, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Zurich Insurance Group AG Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
CHF 30.000000
2026-04-10
2026-04-13
2026-04-14
Cash Dividend
annually
CHF:USD 1.266945
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Zurich Insurance Group AG's Dividend Yield (%) for Today is calculated as
Current Share Price is $735.50.
Zurich Insurance Group AG's Dividends per Share for the trailing twelve months (TTM) ended in Today is $38.00835.
During the past 13 years, the highest Dividend Yield of Zurich Insurance Group AG was 6.99%. The lowest was 4.09%. And the median was 4.96%.
Good Sign:
Zurich Insurance Group AG stock Dividend Yield % is close to 5-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Insurance Group AG 3-Year Dividend Growth Rate Related Terms>
ZFSVF vs BRK.A, AIG, HIG: 3-Year Dividend Growth Rate Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG 3-Year Dividend Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's 3-Year Dividend Growth Rate falls into.
Zurich Insurance Group AG 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 8.70% mean?
Zurich Insurance Group AG (ZFSVF) has a 3-Year Dividend Growth Rate of 8.70% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Zurich Insurance Group AG and its competitors. This is 156% above median its historical median of 3.40. According to the industry distribution chart, Zurich Insurance Group AG ranks #142 out of 273 companies in the Insurance industry, placing it in the top 52%.
Is Zurich Insurance Group AG's 3-Year Dividend Growth Rate too high?
Zurich Insurance Group AG's current 3-Year Dividend Growth Rate of 8.70% is 156% above median its 10-year median of 3.40. The Insurance industry median 3-Year Dividend Growth Rate is 9.40. Zurich Insurance Group AG's value of 8.70% is 7.4% below this industry median. Based on the distribution chart, Zurich Insurance Group AG ranks #142 out of 273 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Insurance Group AG has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's 3-Year Dividend Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #142 out of 273 companies for 3-Year Dividend Growth Rate. This places Zurich Insurance Group AG in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 9.40. Zurich Insurance Group AG's value of 8.70% is 7.4% below this benchmark. While the company's 10-year median is 3.40 vs. the industry median of 9.40, Zurich Insurance Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.40, based on 273 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Insurance Group AG's current 3-Year Dividend Growth Rate of 8.70% is 7.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Zurich Insurance Group AG and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current 3-Year Dividend Growth Rate is 8.70%, which is 156% above median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Fairly Valued. The stock's GF Value™ is $665.63, compared to a current price of $735.50 — trading 10.5% above its estimated fair value. The current 3-Year Dividend Growth Rate is 8.70%, which is 156% above median its 10-year median of 3.40 and 7.4% below the Insurance industry median of 9.40. Zurich Insurance Group AG's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current 3-Year Dividend Growth Rate is 8.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of $735.50 is trading 10.5% above its estimated GF Value™ of $665.63.
GuruFocus considers Zurich Insurance Group AG to be Fairly Valued.
Key valuation signals for ZFSVF:
3-Year Dividend Growth Rate: 8.70% (156% above median its 10-year median of 3.40)
GF Value™: $665.63 vs. price of $735.50 (10.5% above fair value)
Industry Position: 7.4% below the Insurance median (#142 of 273)
No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
79GF Score
Get the complete analysis for ZFSVF
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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