ZFSVF (Zurich Insurance Group AG) PEG Ratio: 1.78 (As of Jun. 27, 2026) — 73% Below Median


ZFSVF Zurich Insurance Group AG ZFSVF
74 GF Score
Price $724.33
GF Value $593.64
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Zurich Insurance Group AG PEG Ratio?

Zurich Insurance Group AG ZFSVF -0.23% 74 PEG Ratio is 1.78 as of Jun. 27, 2026, which is 73% below its 10-year median of 6.56. GuruFocus rates ZFSVF with a GF Score™ of 74/100 and a GF Value™ of $593.64 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 183 Insurance companies, Zurich Insurance Group AG ranks worse than 74.86% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Zurich Insurance Group AG's PE Ratio without NRI is 15.33. Zurich Insurance Group AG's 5-Year EBITDA growth rate is 8.60%. Therefore, Zurich Insurance Group AG's PEG Ratio for today is 1.78.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Zurich Insurance Group AG's PEG Ratio or its related term are showing as below:

ZFSVF' s PEG Ratio Range Over the Past 10 Years
Min: 1.63   Med: 6.56   Max: 71.13
Current: 1.78


During the past 13 years, Zurich Insurance Group AG's highest PEG Ratio was 71.13. The lowest was 1.63. And the median was 6.56.


ZFSVF's PEG Ratio is ranked worse than
74.86% of 183 companies
in the Insurance industry
Industry Median: 0.82 vs ZFSVF: 1.78

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Zurich Insurance Group AG  (OTCPK:ZFSVF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Zurich Insurance Group AG PEG Ratio Related Terms


Zurich Insurance Group AG PEG Ratio Historical Data

* Premium members only.

The historical data trend for Zurich Insurance Group AG's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Insurance Group AG PEG Ratio Chart

Zurich Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.59 31.56 56.00 4.17 1.85

Zurich Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.00 0.00 4.17 0.00 1.85

ZFSVF vs BRK.A, AIG, HIG: PEG Ratio Comparison

For the Insurance - Diversified subindustry, Zurich Insurance Group AG's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Insurance Group AG PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Zurich Insurance Group AG's PEG Ratio falls into.


ZFSVF
74GF Score
Zurich Insurance Group AG ZFSVF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Insurance Group AG PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Zurich Insurance Group AG's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=15.334603577855/8.60
=1.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.78 mean?
Zurich Insurance Group AG (ZFSVF) has a PEG Ratio of 1.78 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Zurich Insurance Group AG and its competitors. This is 73% below median its historical median of 6.56. Over the past decade, Zurich Insurance Group AG's PEG Ratio has ranged from 1.63 to 71.13. According to the industry distribution chart, Zurich Insurance Group AG ranks #137 out of 183 companies in the Insurance industry, placing it in the top 74.9%.
Is Zurich Insurance Group AG's PEG Ratio too high?
Zurich Insurance Group AG's current PEG Ratio of 1.78 is 73% below median its 10-year median of 6.56. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 71.13. The Insurance industry median PEG Ratio is 0.82. Zurich Insurance Group AG's value of 1.78 is 117.1% above this industry median. Based on the distribution chart, Zurich Insurance Group AG ranks #137 out of 183 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Insurance Group AG has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's PEG Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #137 out of 183 companies for PEG Ratio. This places Zurich Insurance Group AG in the lower half of its industry. The industry median PEG Ratio is 0.82. Zurich Insurance Group AG's value of 1.78 is 117.1% above this benchmark. Historically, Zurich Insurance Group AG's own PEG Ratio has ranged from 1.63 to 71.13 over the past decade. While the company's 10-year median is 6.56 vs. the industry median of 0.82, Zurich Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.82, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Insurance Group AG's current PEG Ratio of 1.78 is 117.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Zurich Insurance Group AG and its competitors. For the Insurance industry, the median PEG Ratio is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current PEG Ratio is 1.78, which is 73% below median its own 10-year median of 6.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $593.64, compared to a current price of $724.33 — trading 22% above its estimated fair value. The current PEG Ratio is 1.78, which is 73% below median its 10-year median of 6.56 and 117.1% above the Insurance industry median of 0.82. Zurich Insurance Group AG's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current PEG Ratio is 1.78 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued. The current stock price of $724.33 is trading 22% above its estimated GF Value™ of $593.64. GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.

Key valuation signals for ZFSVF:

  • PEG Ratio: 1.78 (73% below median its 10-year median of 6.56)
  • GF Value™: $593.64 vs. price of $724.33 (22% above fair value)
  • GF Score™: 74/100 with 5 warning signs
  • Industry Position: 117.1% above the Insurance median (#137 of 183)

No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Insurance Group AG Business Description

Address Mythenquai 2, Corporate Center, Zurich, CHE, 8002
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
74GF Score

Get the complete analysis for ZFSVF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$724.33
Price
$593.64
GF Value