Zurich Insurance Group AGZFSVF -0.38%65 5-Year Yield-on-Cost % is 7.71 as of Jul. 06, 2026, which is 6% above its 10-year median of 7.30. GuruFocus rates ZFSVF with a GF Score™ of 65/100 and a GF Value™ of $588.62 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 423 Insurance companies, Zurich Insurance Group AG ranks better than 79.91% on this metric.
The historical rank and industry rank for Zurich Insurance Group AG's 5-Year Yield-on-Cost % or its related term are showing as below:
ZFSVF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.01 Med: 7.3 Max: 11.23
Current: 7.71
During the past 13 years, Zurich Insurance Group AG's highest Yield on Cost was 11.23. The lowest was 6.01. And the median was 7.30.
ZFSVF's 5-Year Yield-on-Cost % is ranked better than 79.91% of 423
companies
in the Insurance industry
Industry Median: 3.98
vs ZFSVF: 7.71
Zurich Insurance Group AG (OTCPK:ZFSVF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Zurich Insurance Group AG 5-Year Yield-on-Cost % Related Terms
ZFSVF vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's 5-Year Yield-on-Cost % falls into.
Zurich Insurance Group AG 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Zurich Insurance Group AG (ZFSVF) has a 5-Year Yield-on-Cost % of 7.71 as of Jul. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zurich Insurance Group AG and its competitors. This is near median its historical median of 7.30. Over the past decade, Zurich Insurance Group AG's 5-Year Yield-on-Cost % has ranged from 6.01 to 11.23. According to the industry distribution chart, Zurich Insurance Group AG ranks #85 out of 423 companies in the Insurance industry, placing it in the top 20.1%.
Is Zurich Insurance Group AG's 5-Year Yield-on-Cost % too high?
Zurich Insurance Group AG's current 5-Year Yield-on-Cost % of 7.71 is near median its 10-year median of 7.30. Over the past 10 years, this metric has ranged from a low of 6.01 to a high of 11.23. The Insurance industry median 5-Year Yield-on-Cost % is 3.98. Zurich Insurance Group AG's value of 7.71 is 93.7% above this industry median. Based on the distribution chart, Zurich Insurance Group AG ranks #85 out of 423 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Zurich Insurance Group AG has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #85 out of 423 companies for 5-Year Yield-on-Cost %. This places Zurich Insurance Group AG in the top 20% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.98. Zurich Insurance Group AG's value of 7.71 is 93.7% above this benchmark. Historically, Zurich Insurance Group AG's own 5-Year Yield-on-Cost % has ranged from 6.01 to 11.23 over the past decade. While the company's 10-year median is 7.30 vs. the industry median of 3.98, Zurich Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Insurance Group AG's current 5-Year Yield-on-Cost % of 7.71 is 93.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zurich Insurance Group AG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current 5-Year Yield-on-Cost % is 7.71, which is near median its own 10-year median of 7.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (ZFSVF) is currently considered Modestly Overvalued. The stock's GF Value™ is $588.62, compared to a current price of $729.00 — trading 23.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.71, which is near median its 10-year median of 7.30 and 93.7% above the Insurance industry median of 3.98. Zurich Insurance Group AG's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Zurich Insurance Group AG (ZFSVF), the current 5-Year Yield-on-Cost % is 7.71 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (ZFSVF) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of $729.00 is trading 23.8% above its estimated GF Value™ of $588.62.
GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.
Key valuation signals for ZFSVF:
5-Year Yield-on-Cost %: 7.71 (near median its 10-year median of 7.30)
GF Value™: $588.62 vs. price of $729.00 (23.8% above fair value)
Industry Position: 93.7% above the Insurance median (#85 of 423)
No single metric tells the full story. See the ZFSVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
65GF Score
Get the complete analysis for ZFSVF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ZFSVF has been successfully added to your 