BKUTK (Bank Of Utica (ny)) Forward Dividend Yield %: 3.10% (As of Jul. 03, 2026)


BKUTK Bank Of Utica (ny) BKUTK
60 GF Score
Price $629.00
GF Value $806.98
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bank Of Utica (ny) Forward Dividend Yield %?

Bank Of Utica (ny) BKUTK +0.64% 60 Forward Dividend Yield % is 3.10% as of Jul. 03, 2026. GuruFocus rates BKUTK with a GF Score™ of 60/100 and a GF Value™ of $806.98 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,248 Banks companies, Bank Of Utica (ny) ranks worse than 50.72% on this metric.

As of today (2026-07-03), the Forward Annual Dividend Yield of Bank Of Utica (ny) is 3.10%.

As of today (2026-07-03), the Trailing Annual Dividend Yield of Bank Of Utica (ny) is 3.10%.

BKUTK's Forward Dividend Yield % is ranked worse than
50.72% of 1248 companies
in the Banks industry
Industry Median: 3.13 vs BKUTK: 3.10

Bank Of Utica (ny)'s Dividends per Share for the six months ended in Dec. 2025 was $19.25.

During the past 12 months, Bank Of Utica (ny)'s average Dividends Per Share Growth Rate was 2.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 14.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank Of Utica (ny) was 31.90% per year. The lowest was -7.90% per year. And the median was 5.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Bank Of Utica (ny)  (OTCPK:BKUTK) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Bank Of Utica (ny) Forward Dividend Yield % Related Terms


BKUTK vs EMYB, NODB, MNAT: Forward Dividend Yield % Comparison

For the Banks - Regional subindustry, Bank Of Utica (ny)'s Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of Utica (ny) Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Bank Of Utica (ny)'s Forward Dividend Yield % falls into.


BKUTK
60GF Score
Bank Of Utica (ny) BKUTK
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Of Utica (ny) Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Bank Of Utica (ny) Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 9.7500002026-06-302026-06-302026-07-14Cash Dividendsemi-annuallyUSD:USD 1.000000
USD 9.7500002025-12-312025-12-312026-01-20Cash Dividendsemi-annuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Bank Of Utica (ny)'s Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=19.5/629.00
=3.10 %

Current Share Price is $629.00.
Bank Of Utica (ny)'s Dividends per Share for the forward twelve months is calculated as $9.75 * 2 = $19.5.

Bank Of Utica (ny)'s Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=19.5/629.00
=3.10 %

Current Share Price is $629.00.
Bank Of Utica (ny)'s Dividends per Share for the trailing twelve months (TTM) ended in Today is $19.5.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 3.10% mean?
Bank Of Utica (ny) (BKUTK) has a Forward Dividend Yield % of 3.10% as of Jul. 03, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Bank Of Utica (ny) and its competitors. According to the industry distribution chart, Bank Of Utica (ny) ranks #633 out of 1248 companies in the Banks industry, placing it in the top 50.7%.
Is Bank Of Utica (ny)'s Forward Dividend Yield % too high?
Bank Of Utica (ny)'s current Forward Dividend Yield % is 3.10%. The Banks industry median Forward Dividend Yield % is 3.13. Bank Of Utica (ny)'s value of 3.10% is 1% below this industry median. Based on the distribution chart, Bank Of Utica (ny) ranks #633 out of 1248 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Of Utica (ny) has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Utica (ny)'s Forward Dividend Yield % compare to EMYB and NODB?
According to the Banks industry distribution chart, Bank Of Utica (ny) ranks #633 out of 1248 companies for Forward Dividend Yield %. This places Bank Of Utica (ny) in the lower half of its industry. The industry median Forward Dividend Yield % is 3.13. Bank Of Utica (ny)'s value of 3.10% is 1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.13, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Utica (ny)'s current Forward Dividend Yield % of 3.10% is 1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Bank Of Utica (ny) and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Utica (ny)'s current Forward Dividend Yield % is 3.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Utica (ny) stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Utica (ny) (BKUTK) is currently considered Modestly Undervalued. The stock's GF Value™ is $806.98, compared to a current price of $629.00 — trading 22.1% below its estimated fair value. The current Forward Dividend Yield % is 3.10% and 1% below the Banks industry median of 3.13. Bank Of Utica (ny)'s overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Bank Of Utica (ny) (BKUTK), the current Forward Dividend Yield % is 3.10% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of Utica (ny) (BKUTK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Utica (ny) stock appears to be undervalued. The current stock price of $629.00 is trading 22.1% below its estimated GF Value™ of $806.98. GuruFocus considers Bank Of Utica (ny) to be Modestly Undervalued.

Key valuation signals for BKUTK:

  • Forward Dividend Yield %: 3.10%
  • GF Value™: $806.98 vs. price of $629.00 (22.1% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 1% below the Banks median (#633 of 1248)

No single metric tells the full story. See the BKUTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Of Utica (ny) Business Description

Address 222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank that provides a range of banking products and services to personal and business customers. Its offerings include deposit accounts such as checking, savings, money market accounts, individual retirement accounts, health savings accounts, and certificates of deposit, as well as various lending products including business loans, commercial mortgages, lines of credit, and personal loans.
60GF Score

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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$629.00
Price
$806.98
GF Value