BKUTK (Bank Of Utica (ny)) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 03, 2026)


BKUTK Bank Of Utica (ny) BKUTK
60 GF Score
Price $629.00
GF Value $806.98
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bank Of Utica (ny) Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Bank Of Utica (ny)'s Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

BKUTK vs EMYB, NODB, MNAT: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Bank Of Utica (ny)'s Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Of Utica (ny) Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Bank Of Utica (ny)'s Margin of Safety % (DCF Earnings Based) falls into.


BKUTK
60GF Score
Bank Of Utica (ny) BKUTK
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank Of Utica (ny) (BKUTK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Utica (ny) stock appears to be undervalued. The current stock price of $629.00 is trading 22.1% below its estimated GF Value™ of $806.98. GuruFocus considers Bank Of Utica (ny) to be Modestly Undervalued.

Key valuation signals for BKUTK:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $806.98 vs. price of $629.00 (22.1% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the BKUTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Of Utica (ny) Business Description

Address 222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank that provides a range of banking products and services to personal and business customers. Its offerings include deposit accounts such as checking, savings, money market accounts, individual retirement accounts, health savings accounts, and certificates of deposit, as well as various lending products including business loans, commercial mortgages, lines of credit, and personal loans.
60GF Score

Get the complete analysis for BKUTK

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$629.00
Price
$806.98
GF Value