Bank Of Utica (ny)BKUTK +0.64%60 FCF Yield % is 11.81 as of Jul. 03, 2026, which is 19% below its 10-year median of 14.51. GuruFocus rates BKUTK with a GF Score™ of 60/100 and a GF Value™ of $806.98 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Bank Of Utica (ny) ranks better than 65.18% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank Of Utica (ny) FCF Yield % Related Terms
Bank Of Utica (ny) FCF Yield % Historical Data
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The historical data trend for Bank Of Utica (ny)'s FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Of Utica (ny)'s FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Utica (ny) FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s FCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank Of Utica (ny)'s FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Utica (ny) (BKUTK) has a FCF Yield % of 11.81 as of Jul. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank Of Utica (ny) and its competitors. This is 19% below median its historical median of 14.51. Over the past decade, Bank Of Utica (ny)'s FCF Yield % has ranged from 6.67 to 28.82. According to the industry distribution chart, Bank Of Utica (ny) ranks #524 out of 1505 companies in the Banks industry, placing it in the top 34.8%.
Is Bank Of Utica (ny)'s FCF Yield % too high?
Bank Of Utica (ny)'s current FCF Yield % of 11.81 is 19% below median its 10-year median of 14.51. Over the past 10 years, this metric has ranged from a low of 6.67 to a high of 28.82. The Banks industry median FCF Yield % is 8.15. Bank Of Utica (ny)'s value of 11.81 is 44.9% above this industry median. Based on the distribution chart, Bank Of Utica (ny) ranks #524 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Utica (ny) has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Utica (ny)'s FCF Yield % compare to EMYB and NODB?
According to the Banks industry distribution chart, Bank Of Utica (ny) ranks #524 out of 1505 companies for FCF Yield %. This puts Bank Of Utica (ny) in the upper half of its industry. The industry median FCF Yield % is 8.15. Bank Of Utica (ny)'s value of 11.81 is 44.9% above this benchmark. Historically, Bank Of Utica (ny)'s own FCF Yield % has ranged from 6.67 to 28.82 over the past decade. While the company's 10-year median is 14.51 vs. the industry median of 8.15, Bank Of Utica (ny) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Utica (ny)'s current FCF Yield % of 11.81 is 44.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank Of Utica (ny) and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Utica (ny)'s current FCF Yield % is 11.81, which is 19% below median its own 10-year median of 14.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Utica (ny) stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Utica (ny) (BKUTK) is currently considered Modestly Undervalued. The stock's GF Value™ is $806.98, compared to a current price of $629.00 — trading 22.1% below its estimated fair value. The current FCF Yield % is 11.81, which is 19% below median its 10-year median of 14.51 and 44.9% above the Banks industry median of 8.15. Bank Of Utica (ny)'s overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank Of Utica (ny) (BKUTK), the current FCF Yield % is 11.81 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Utica (ny) (BKUTK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Utica (ny) stock appears to be undervalued.
The current stock price of $629.00 is trading 22.1% below its estimated GF Value™ of $806.98.
GuruFocus considers Bank Of Utica (ny) to be Modestly Undervalued.
Key valuation signals for BKUTK:
FCF Yield %: 11.81 (19% below median its 10-year median of 14.51)
GF Value™: $806.98 vs. price of $629.00 (22.1% below fair value)
Industry Position: 44.9% above the Banks median (#524 of 1505)
No single metric tells the full story. See the BKUTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Utica (ny) is a full-service commercial bank that provides a range of banking products and services to personal and business customers. Its offerings include deposit accounts such as checking, savings, money market accounts, individual retirement accounts, health savings accounts, and certificates of deposit, as well as various lending products including business loans, commercial mortgages, lines of credit, and personal loans.
60GF Score
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