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BKUTK (Bank Of Utica (ny)) Cyclically Adjusted Price-to-FCF : 5.87 (As of Jun. 03, 2025)


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What is Bank Of Utica (ny) Cyclically Adjusted Price-to-FCF?

As of today (2025-06-03), Bank Of Utica (ny)'s current share price is $496.01. Bank Of Utica (ny)'s Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec24 was $84.47. Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF for today is 5.87.

The historical rank and industry rank for Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF or its related term are showing as below:

BKUTK' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 4.2   Med: 5.24   Max: 8.19
Current: 5.47

During the past 13 years, Bank Of Utica (ny)'s highest Cyclically Adjusted Price-to-FCF was 8.19. The lowest was 4.20. And the median was 5.24.

BKUTK's Cyclically Adjusted Price-to-FCF is ranked better than
70.48% of 891 companies
in the Banks industry
Industry Median: 8.66 vs BKUTK: 5.47

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bank Of Utica (ny)'s adjusted free cash flow per share data of for the fiscal year that ended in Dec24 was $75.008. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $84.47 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank Of Utica (ny) Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank Of Utica (ny) Cyclically Adjusted Price-to-FCF Chart

Bank Of Utica (ny) Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 7.24 4.41 5.61 5.92

Bank Of Utica (ny) Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 7.24 4.41 5.61 5.92

Competitive Comparison of Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF falls into.


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Bank Of Utica (ny) Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=496.01/84.47
=5.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Of Utica (ny)'s Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Bank Of Utica (ny)'s adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec24 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=75.008/133.1571*133.1571
=75.008

Current CPI (Dec24) = 133.1571.

Bank Of Utica (ny) Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200512 0.000 83.032 0.000
200612 0.000 85.142 0.000
200712 0.000 88.616 0.000
200812 0.000 88.697 0.000
201912 63.744 108.420 78.288
202012 62.236 109.897 75.409
202112 78.800 117.630 89.202
202212 115.872 125.222 123.215
202312 104.252 129.419 107.263
202412 75.008 133.157 75.008

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Bank Of Utica (ny)  (OTCPK:BKUTK) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Bank Of Utica (ny) Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Bank Of Utica (ny)'s Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank Of Utica (ny) Business Description

Industry
Traded in Other Exchanges
Address
222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank. It offers a full range of businesses and offers various deposit accounts, including personal checking, business checking, savings, money market, individual retirement, and health savings accounts, as well as certificates of deposit. It also provides various loans. Business loans include business lines of credit, commercial mortgages, long-term loans, short-term loans, accounts receivable and inventory financing, and government loan programs. In addition, it also invests in securities.

Bank Of Utica (ny) Headlines