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Bank Of Utica (ny)BKUTK 60 Net Debt Paydown Yield % is 0% as of Jul. 19, 2026. GuruFocus rates BKUTK with a GF Score™ of 60/100 and a GF Value™ of $853.30 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,418 Banks companies, Bank Of Utica (ny) ranks worse than 70521.79% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Bank Of Utica (ny)'s Net Debt Paydown Yield % was 0%.
Bank Of Utica (ny) (OTCPK:BKUTK) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Bank Of Utica (ny) Net Debt Paydown Yield % Related Terms
Bank Of Utica (ny) Net Debt Paydown Yield % Historical Data
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The historical data trend for Bank Of Utica (ny)'s Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKUTK vs EMYB, NODB, MNAT: Net Debt Paydown Yield % Comparison
For the Banks - Regional subindustry, Bank Of Utica (ny)'s Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Utica (ny) Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Bank Of Utica (ny)'s Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Bank Of Utica (ny) (BKUTK) has a Net Debt Paydown Yield % of 0% as of Jul. 19, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank Of Utica (ny) and its competitors. According to the industry distribution chart, Bank Of Utica (ny) ranks #999999 out of 1418 companies in the Banks industry.
Is Bank Of Utica (ny)'s Net Debt Paydown Yield % too high?
Bank Of Utica (ny)'s current Net Debt Paydown Yield % is 0%. Based on the distribution chart, Bank Of Utica (ny) ranks #999999 out of 1418 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Of Utica (ny) has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Utica (ny)'s Net Debt Paydown Yield % compare to EMYB and NODB?
According to the Banks industry distribution chart, Bank Of Utica (ny) ranks #999999 out of 1418 companies for Net Debt Paydown Yield %. This places Bank Of Utica (ny) in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank Of Utica (ny) and its competitors. Bank Of Utica (ny)'s current Net Debt Paydown Yield % is 0%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Utica (ny) stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Utica (ny) (BKUTK) is currently considered Modestly Undervalued. The stock's GF Value™ is $853.30, compared to a current price of $630.00 — trading 26.2% below its estimated fair value. The current Net Debt Paydown Yield % is 0%. Bank Of Utica (ny)'s overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Bank Of Utica (ny) (BKUTK), the current Net Debt Paydown Yield % is 0% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Utica (ny) (BKUTK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Utica (ny) stock appears to be undervalued.
The current stock price of $630.00 is trading 26.2% below its estimated GF Value™ of $853.30.
GuruFocus considers Bank Of Utica (ny) to be Modestly Undervalued.
Key valuation signals for BKUTK:
Net Debt Paydown Yield %: 0%
GF Value™: $853.30 vs. price of $630.00 (26.2% below fair value)
No single metric tells the full story. See the BKUTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Utica (ny) is a full-service commercial bank that provides a range of banking products and services to personal and business customers. Its offerings include deposit accounts such as checking, savings, money market accounts, individual retirement accounts, health savings accounts, and certificates of deposit, as well as various lending products including business loans, commercial mortgages, lines of credit, and personal loans.
60GF Score
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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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