Bank Of Utica (ny)BKUTK +0.64%60 Shareholder Yield % is 3.25% as of Dec. 2025, which is 4% below its 10-year median of 3.38. GuruFocus rates BKUTK with a GF Score™ of 60/100 and a GF Value™ of $880.98 (Modestly Undervalued). Among 1,504 Banks companies, Bank Of Utica (ny) ranks better than 57.51% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Bank Of Utica (ny)'s Shareholder Yield % was 3.25%.
Bank Of Utica (ny) (OTCPK:BKUTK) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Bank Of Utica (ny) Shareholder Yield % Related Terms
Bank Of Utica (ny) Shareholder Yield % Historical Data
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The historical data trend for Bank Of Utica (ny)'s Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKUTK vs EMYB, NODB, MNAT: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Bank Of Utica (ny)'s Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Utica (ny) Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Bank Of Utica (ny)'s Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Bank Of Utica (ny) (BKUTK) has a Shareholder Yield % of 3.25% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Bank Of Utica (ny) and its competitors. This is near median its historical median of 3.38. Over the past decade, Bank Of Utica (ny)'s Shareholder Yield % has ranged from 2.50 to 4.43. According to the industry distribution chart, Bank Of Utica (ny) ranks #639 out of 1504 companies in the Banks industry, placing it in the top 42.5%.
Is Bank Of Utica (ny)'s Shareholder Yield % too high?
Bank Of Utica (ny)'s current Shareholder Yield % of 3.25% is near median its 10-year median of 3.38. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 4.43. The Banks industry median Shareholder Yield % is 1.56. Bank Of Utica (ny)'s value of 3.25% is 109% above this industry median. Based on the distribution chart, Bank Of Utica (ny) ranks #639 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Utica (ny) has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Utica (ny)'s Shareholder Yield % compare to EMYB and NODB?
According to the Banks industry distribution chart, Bank Of Utica (ny) ranks #639 out of 1504 companies for Shareholder Yield %. This puts Bank Of Utica (ny) in the upper half of its industry. The industry median Shareholder Yield % is 1.56. Bank Of Utica (ny)'s value of 3.25% is 109% above this benchmark. Historically, Bank Of Utica (ny)'s own Shareholder Yield % has ranged from 2.50 to 4.43 over the past decade. While the company's 10-year median is 3.38 vs. the industry median of 1.56, Bank Of Utica (ny) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Utica (ny)'s current Shareholder Yield % of 3.25% is 109% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Bank Of Utica (ny) and its competitors. For the Banks industry, the median Shareholder Yield % is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Utica (ny)'s current Shareholder Yield % is 3.25%, which is near median its own 10-year median of 3.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Utica (ny) stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Utica (ny) (BKUTK) is currently considered Modestly Undervalued. The stock's GF Value™ is $880.98, compared to a current price of $629.00 — trading 28.6% below its estimated fair value. The current Shareholder Yield % is 3.25%, which is near median its 10-year median of 3.38 and 109% above the Banks industry median of 1.56. Bank Of Utica (ny)'s overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Bank Of Utica (ny) (BKUTK), the current Shareholder Yield % is 3.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Utica (ny) (BKUTK) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Utica (ny) stock appears to be undervalued.
The current stock price of $629.00 is trading 28.6% below its estimated GF Value™ of $880.98.
GuruFocus considers Bank Of Utica (ny) to be Modestly Undervalued.
Key valuation signals for BKUTK:
Shareholder Yield %: 3.25% (near median its 10-year median of 3.38)
GF Value™: $880.98 vs. price of $629.00 (28.6% below fair value)
Industry Position: 109% above the Banks median (#639 of 1504)
No single metric tells the full story. See the BKUTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Utica (ny) is a full-service commercial bank that provides a range of banking products and services to personal and business customers. Its offerings include deposit accounts such as checking, savings, money market accounts, individual retirement accounts, health savings accounts, and certificates of deposit, as well as various lending products including business loans, commercial mortgages, lines of credit, and personal loans.
60GF Score
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