BKUTK (Bank Of Utica (ny)) Tariff Resilience Score: 9/10 (As of Jul. 08, 2026)


BKUTK Bank Of Utica (ny) BKUTK
60 GF Score
Price $630.00
GF Value $847.47
Valuation Modestly Undervalued
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What is Bank Of Utica (ny) Tariff Resilience Score?

Bank Of Utica (ny) BKUTK +0.99% 60 Tariff Resilience Score is 9 as of Jul. 08, 2026. GuruFocus rates BKUTK with a GF Score™ of 60/100 and a GF Value™ of $847.47 (Modestly Undervalued). Among 1,607 Banks companies, Bank Of Utica (ny) ranks better than 99.25% on this metric.

Bank Of Utica (ny) has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Bank Of Utica (ny) has A local bank with operations focused in New York, BKUT has minimal exposure to international trade tariffs. Its business is primarily domestic, with no significant global supply chain dependencies. Historical tariff changes have had little to no impact.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Bank Of Utica (ny) might have Highly Resilient.


Bank Of Utica (ny)  (OTCPK:BKUTK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Bank Of Utica (ny) Tariff Resilience Score Related Terms


BKUTK vs EMYB, NODB, MNAT: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Bank Of Utica (ny)'s Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Of Utica (ny) Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of Utica (ny)'s Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Bank Of Utica (ny)'s Tariff Resilience Score falls into.


BKUTK
60GF Score
Bank Of Utica (ny) BKUTK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Bank Of Utica (ny) (BKUTK) has a Tariff Resilience Score of 9 as of Jul. 08, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Bank Of Utica (ny) ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is Bank Of Utica (ny)'s Tariff Resilience Score too high?
Bank Of Utica (ny)'s current Tariff Resilience Score is 9. Based on the distribution chart, Bank Of Utica (ny) ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of Utica (ny) has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Utica (ny)'s Tariff Resilience Score compare to EMYB and NODB?
According to the Banks industry distribution chart, Bank Of Utica (ny) ranks #12 out of 1607 companies for Tariff Resilience Score. This places Bank Of Utica (ny) in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Bank Of Utica (ny)'s current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Utica (ny) stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Utica (ny) (BKUTK) is currently considered Modestly Undervalued. The stock's GF Value™ is $847.47, compared to a current price of $630.00 — trading 25.7% below its estimated fair value. The current Tariff Resilience Score is 9. Bank Of Utica (ny)'s overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Bank Of Utica (ny) (BKUTK), the current Tariff Resilience Score is 9 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of Utica (ny) (BKUTK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Utica (ny) stock appears to be undervalued. The current stock price of $630.00 is trading 25.7% below its estimated GF Value™ of $847.47. GuruFocus considers Bank Of Utica (ny) to be Modestly Undervalued.

Key valuation signals for BKUTK:

  • Tariff Resilience Score: 9
  • GF Value™: $847.47 vs. price of $630.00 (25.7% below fair value)
  • GF Score™: 60/100

No single metric tells the full story. See the BKUTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Of Utica (ny) Business Description

Other Exchanges BKUT:USA
Address 222 Genesee Street, Utica, NY, USA, 13502
Bank Of Utica (ny) is a full-service commercial bank that provides a range of banking products and services to personal and business customers. Its offerings include deposit accounts such as checking, savings, money market accounts, individual retirement accounts, health savings accounts, and certificates of deposit, as well as various lending products including business loans, commercial mortgages, lines of credit, and personal loans.
60GF Score

Get the complete analysis for BKUTK

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$630.00
Price
$847.47
GF Value