HMN (Horace Mann Educators) Forward Dividend Yield %: 2.87% (As of Jun. 25, 2026)


HMN Horace Mann Educators Corp HMN
75 GF Score
Price $50.57
GF Value $43.19
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Horace Mann Educators Forward Dividend Yield %?

Horace Mann Educators HMN -0.35% 75 Forward Dividend Yield % is 2.87% as of Jun. 25, 2026. GuruFocus rates HMN with a GF Score™ of 75/100 and a GF Value™ of $43.19 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 417 Insurance companies, Horace Mann Educators ranks worse than 60.67% on this metric.

As of today (2026-06-25), the Forward Annual Dividend Yield of Horace Mann Educators is 2.87%.

As of today (2026-06-25), the Trailing Annual Dividend Yield of Horace Mann Educators is 2.82%.

HMN's Forward Dividend Yield % is ranked worse than
60.67% of 417 companies
in the Insurance industry
Industry Median: 3.38 vs HMN: 2.87

Horace Mann Educators's Dividends per Share for the three months ended in Mar. 2026 was $0.36.

During the past 12 months, Horace Mann Educators's average Dividends Per Share Growth Rate was 2.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 3.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Horace Mann Educators was 32.20% per year. The lowest was -17.20% per year. And the median was 3.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

Horace Mann Educators  (NYSE:HMN) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.

Horace Mann Educators Forward Dividend Yield % Related Terms

HMN vs SKWD, HCI, STC: Forward Dividend Yield % Comparison

For the Insurance - Property & Casualty subindustry, Horace Mann Educators's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Horace Mann Educators Forward Dividend Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Horace Mann Educators's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Horace Mann Educators's Forward Dividend Yield % falls into.


HMN
75GF Score
Horace Mann Educators Corp HMN
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Horace Mann Educators Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Horace Mann Educators Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.3600002026-06-152026-06-152026-06-30Cash DividendquarterlyUSD:USD 1.000000
USD 0.3600002026-03-172026-03-172026-03-31Cash DividendquarterlyUSD:USD 1.000000
USD 0.3500002025-12-152025-12-152025-12-31Cash DividendquarterlyUSD:USD 1.000000
USD 0.3500002025-09-162025-09-162025-09-30Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Horace Mann Educators's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1.44/50.57
=2.85 %

Current Share Price is $50.57.
Horace Mann Educators's Dividends per Share for the forward twelve months is calculated as $0.36 * 4 = $1.44.

Horace Mann Educators's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1.42/50.57
=2.81 %

Current Share Price is $50.57.
Horace Mann Educators's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.42.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 2.87% mean?
Horace Mann Educators (HMN) has a Forward Dividend Yield % of 2.87% as of Jun. 25, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Horace Mann Educators and its competitors. According to the industry distribution chart, Horace Mann Educators ranks #253 out of 417 companies in the Insurance industry, placing it in the top 60.7%.
Is Horace Mann Educators' Forward Dividend Yield % too high?
Horace Mann Educators' current Forward Dividend Yield % is 2.87%. The Insurance industry median Forward Dividend Yield % is 3.38. Horace Mann Educators' value of 2.87% is 15.1% below this industry median. Based on the distribution chart, Horace Mann Educators ranks #253 out of 417 companies in the Insurance industry, which is below the industry midpoint. Overall, Horace Mann Educators has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' Forward Dividend Yield % compare to SKWD and HCI?
According to the Insurance industry distribution chart, Horace Mann Educators ranks #253 out of 417 companies for Forward Dividend Yield %. This places Horace Mann Educators in the lower half of its industry. The industry median Forward Dividend Yield % is 3.38. Horace Mann Educators' value of 2.87% is 15.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for an Insurance company?
The median Forward Dividend Yield % among Insurance companies is 3.38, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Horace Mann Educators's current Forward Dividend Yield % of 2.87% is 15.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Horace Mann Educators and its competitors. For the Insurance industry, the median Forward Dividend Yield % is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Horace Mann Educators's current Forward Dividend Yield % is 2.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Based on GuruFocus' analysis, Horace Mann Educators (HMN) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.19, compared to a current price of $50.57 — trading 17.1% above its estimated fair value. The current Forward Dividend Yield % is 2.87% and 15.1% below the Insurance industry median of 3.38. Horace Mann Educators' overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Horace Mann Educators (HMN), the current Forward Dividend Yield % is 2.87% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (HMN) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of $50.57 is trading 17.1% above its estimated GF Value™ of $43.19. GuruFocus considers Horace Mann Educators to be Modestly Overvalued.

Key valuation signals for HMN:

  • Forward Dividend Yield %: 2.87%
  • GF Value™: $43.19 vs. price of $50.57 (17.1% above fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 15.1% below the Insurance median (#253 of 417)

No single metric tells the full story. See the HMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Horace Mann Educators Business Description

Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
75GF Score

Get the complete analysis for HMN

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.57
Price
$43.19
GF Value