HMN (Horace Mann Educators) EBIT per Share: $5.81 (TTM As of Mar. 2026)


HMN Horace Mann Educators Corp HMN
73 GF Score
Price $52.62
GF Value $43.28
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Horace Mann Educators EBIT per Share?

Horace Mann Educators HMN +1.88% 73 EBIT per Share is $5.81 as of Mar. 2026. GuruFocus rates HMN with a GF Score™ of 73/100 and a GF Value™ of $43.28 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 46 Insurance companies, Horace Mann Educators ranks worse than 2173910.87% on this metric.

Horace Mann Educators's EBIT per Share for the three months ended in Mar. 2026 was $1.45. Its EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $5.81.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.

The historical rank and industry rank for Horace Mann Educators's EBIT per Share or its related term are showing as below:

HMN's 3-Year EBIT Growth Rate is not ranked *
in the Insurance industry.
Industry Median: 13.55
* Ranked among companies with meaningful 3-Year EBIT Growth Rate only.

Horace Mann Educators's EBIT for the three months ended in Mar. 2026 was $60 Mil.


Horace Mann Educators  (NYSE:HMN) EBIT per Share Explanation

EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.


Horace Mann Educators EBIT per Share Related Terms


Horace Mann Educators EBIT per Share Historical Data

* Premium members only.

The historical data trend for Horace Mann Educators's EBIT per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Horace Mann Educators EBIT per Share Chart

Horace Mann Educators Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.31 0.86 2.01 3.93 5.71

Horace Mann Educators Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.36 1.08 1.93 1.34 1.45
HMN
73GF Score
Horace Mann Educators Corp HMN
EBIT per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Horace Mann Educators EBIT per Share Calculation

EBIT per Share is the amount of Earnings Before Interest and Taxes (EBIT) per outstanding share of the company's stock.

Earnings Before Interest and Taxes (EBIT) is what the company earns before it expenses interest and taxes.

Horace Mann Educators's EBIT per Share for the fiscal year that ended in Dec. 2025 is calculated as

EBIT per Share(A: Dec. 2025 )
=EBIT/Shares Outstanding (Diluted Average)
=237.6/41.600
=5.71

Horace Mann Educators's EBIT per Share for the quarter that ended in Mar. 2026 is calculated as

EBIT per Share(Q: Mar. 2026 )
=EBIT/Shares Outstanding (Diluted Average)
=59.7/41.200
=1.45

EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT per Share →
What does a EBIT per Share of $5.81 mean?
Horace Mann Educators (HMN) has a EBIT per Share of $5.81 as of Mar. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Horace Mann Educators and its competitors. According to the industry distribution chart, Horace Mann Educators ranks #999999 out of 46 companies in the Insurance industry.
Is Horace Mann Educators' EBIT per Share too high?
Horace Mann Educators' current EBIT per Share is $5.81. The Insurance industry median EBIT per Share is 13.55. Horace Mann Educators' value of $5.81 is 57.1% below this industry median. Based on the distribution chart, Horace Mann Educators ranks #999999 out of 46 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Horace Mann Educators has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' EBIT per Share compare to STC and SLDE?
According to the Insurance industry distribution chart, Horace Mann Educators ranks #999999 out of 46 companies for EBIT per Share. This places Horace Mann Educators in the lower half of its industry. The industry median EBIT per Share is 13.55. Horace Mann Educators' value of $5.81 is 57.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for an Insurance company?
The median EBIT per Share among Insurance companies is 13.55, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Horace Mann Educators's current EBIT per Share of $5.81 is 57.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Horace Mann Educators and its competitors. For the Insurance industry, the median EBIT per Share is 13.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Horace Mann Educators's current EBIT per Share is $5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Based on GuruFocus' analysis, Horace Mann Educators (HMN) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.28, compared to a current price of $52.62 — trading 21.6% above its estimated fair value. The current EBIT per Share is $5.81 and 57.1% below the Insurance industry median of 13.55. Horace Mann Educators' overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For Horace Mann Educators (HMN), the current EBIT per Share is $5.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (HMN) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of $52.62 is trading 21.6% above its estimated GF Value™ of $43.28. GuruFocus considers Horace Mann Educators to be Modestly Overvalued.

Key valuation signals for HMN:

  • EBIT per Share: $5.81
  • GF Value™: $43.28 vs. price of $52.62 (21.6% above fair value)
  • GF Score™: 73/100 with 8 warning signs
  • Industry Position: 57.1% below the Insurance median (#999999 of 46)

No single metric tells the full story. See the HMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Horace Mann Educators Business Description

Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
73GF Score

Get the complete analysis for HMN

EBIT per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.62
Price
$43.28
GF Value