HMN (Horace Mann Educators) Insider Ownership: 4.84 % (As of Aug. 18, 2026)

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HMN Horace Mann Educators Corp HMN
70 GF Score
Price $51.30
GF Value $47.31
Valuation Fairly Valued
! 7 Warning Signs
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What is Horace Mann Educators Insider Ownership?

Horace Mann Educators HMN -2.23% 70 Insider Ownership is 4.84 % as of Aug. 18, 2026. GuruFocus rates HMN with a GF Score™ of 70/100 and a GF Value™ of $47.31 (Fairly Valued). The stock has 7 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Horace Mann Educators's insider ownership is 4.84%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Horace Mann Educators's Institutional Ownership is 104.76%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Horace Mann Educators's Float Percentage Of Total Shares Outstanding is 72.70%.

Horace Mann Educators Insider Ownership Historical Data

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The historical data trend for Horace Mann Educators's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Horace Mann Educators Insider Ownership Chart

Horace Mann Educators Historical Data

The historical data trend for Horace Mann Educators can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 4.57 4.57 4.56 4.55 4.56 4.53 4.55 4.84 4.85 4.84
HMN
70GF Score
Horace Mann Educators Corp HMN
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Horace Mann Educators Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 4.84 % mean?
Horace Mann Educators (HMN) has a Insider Ownership of 4.84 % as of Aug. 18, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Horace Mann Educators and its competitors.
Is Horace Mann Educators' Insider Ownership too high?
Horace Mann Educators' current Insider Ownership is 4.84 %. Overall, Horace Mann Educators has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' Insider Ownership compare to STC and HCI?
Horace Mann Educators' Insider Ownership of 4.84 % can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for an Insurance company?
A good Insider Ownership depends on the Insurance industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Horace Mann Educators and its competitors. Horace Mann Educators's current Insider Ownership is 4.84 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Based on GuruFocus' analysis, Horace Mann Educators (HMN) is currently considered Fairly Valued. The stock's GF Value™ is $47.31, compared to a current price of $51.30 — trading 8.4% above its estimated fair value. The current Insider Ownership is 4.84 %. Horace Mann Educators' overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Horace Mann Educators (HMN), the current Insider Ownership is 4.84 % as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (HMN) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of $51.30 is trading 8.4% above its estimated GF Value™ of $47.31. GuruFocus considers Horace Mann Educators to be Fairly Valued.

Key valuation signals for HMN:

  • Insider Ownership: 4.84 %
  • GF Value™: $47.31 vs. price of $51.30 (8.4% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the HMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Horace Mann Educators Business Description

Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
70GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$51.30
Price
$47.31
GF Value