HMN (Horace Mann Educators) EPS without NRI: $3.98 (TTM As of Mar. 2026)


HMN Horace Mann Educators Corp HMN
76 GF Score
Price $53.85
GF Value $43.29
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Horace Mann Educators EPS without NRI?

Horace Mann Educators HMN +2.34% 76 EPS without NRI is $3.98 as of Mar. 2026. GuruFocus rates HMN with a GF Score™ of 76/100 and a GF Value™ of $43.29 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 403 Insurance companies, Horace Mann Educators ranks better than 65.76% on this metric.

Horace Mann Educators's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $1.00. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $3.98.

During the past 12 months, Horace Mann Educators's average earnings per share (NRI) Growth Rate was 44.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 26.20% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -1.50% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Horace Mann Educators's EPS without NRI or its related term are showing as below:

HMN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -45.5   Med: 4.7   Max: 84.7
Current: 26.2

During the past 13 years, Horace Mann Educators's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 84.70% per year. The lowest was -45.50% per year. And the median was 4.70% per year.

HMN's 3-Year EPS without NRI Growth Rate is ranked better than
65.76% of 403 companies
in the Insurance industry
Industry Median: 16.4 vs HMN: 26.20

Horace Mann Educators's EPS (Diluted) for the three months ended in Mar. 2026 was $1.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.98.

Horace Mann Educators's EPS (Basic) for the three months ended in Mar. 2026 was $1.01. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.02.


Horace Mann Educators  (NYSE:HMN) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Horace Mann Educators EPS without NRI Related Terms


Horace Mann Educators EPS without NRI Historical Data

* Premium members only.

The historical data trend for Horace Mann Educators's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Horace Mann Educators EPS without NRI Chart

Horace Mann Educators Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.59 1.94 1.74 2.48 3.90

Horace Mann Educators Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.71 1.40 0.87 1.00

HMN vs STC, SLDE, HCI: EPS without NRI Comparison

For the Insurance - Property & Casualty subindustry, Horace Mann Educators's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Horace Mann Educators PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Horace Mann Educators's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Horace Mann Educators's PE Ratio without NRI falls into.


HMN
76GF Score
Horace Mann Educators Corp HMN
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Horace Mann Educators EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $3.98 mean?
Horace Mann Educators (HMN) has a EPS without NRI of $3.98 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Horace Mann Educators and its competitors. According to the industry distribution chart, Horace Mann Educators ranks #138 out of 403 companies in the Insurance industry, placing it in the top 34.2%.
Is Horace Mann Educators' EPS without NRI too high?
Horace Mann Educators' current EPS without NRI is $3.98. The Insurance industry median EPS without NRI is 16.40. Horace Mann Educators' value of $3.98 is 75.7% below this industry median. Based on the distribution chart, Horace Mann Educators ranks #138 out of 403 companies in the Insurance industry, which is above the industry midpoint. Overall, Horace Mann Educators has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' EPS without NRI compare to STC and SLDE?
According to the Insurance industry distribution chart, Horace Mann Educators ranks #138 out of 403 companies for EPS without NRI. This puts Horace Mann Educators in the upper half of its industry. The industry median EPS without NRI is 16.40. Horace Mann Educators' value of $3.98 is 75.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.40, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Horace Mann Educators's current EPS without NRI of $3.98 is 75.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Horace Mann Educators and its competitors. For the Insurance industry, the median EPS without NRI is 16.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Horace Mann Educators's current EPS without NRI is $3.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Based on GuruFocus' analysis, Horace Mann Educators (HMN) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.29, compared to a current price of $53.85 — trading 24.4% above its estimated fair value. The current EPS without NRI is $3.98 and 75.7% below the Insurance industry median of 16.40. Horace Mann Educators' overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Horace Mann Educators (HMN), the current EPS without NRI is $3.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (HMN) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of $53.85 is trading 24.4% above its estimated GF Value™ of $43.29. GuruFocus considers Horace Mann Educators to be Modestly Overvalued.

Key valuation signals for HMN:

  • EPS without NRI: $3.98
  • GF Value™: $43.29 vs. price of $53.85 (24.4% above fair value)
  • GF Score™: 76/100 with 8 warning signs
  • Industry Position: 75.7% below the Insurance median (#138 of 403)

No single metric tells the full story. See the HMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Horace Mann Educators Business Description

Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
76GF Score

Get the complete analysis for HMN

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.85
Price
$43.29
GF Value