HMN (Horace Mann Educators) Tax Rate %: 17.93% (As of Mar. 2026)


HMN Horace Mann Educators Corp HMN
69 GF Score
Price $52.56
GF Value $43.42
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Horace Mann Educators Tax Rate %?

Horace Mann Educators HMN +0.06% 69 Tax Rate % is 17.93% as of Mar. 2026. GuruFocus rates HMN with a GF Score™ of 69/100 and a GF Value™ of $43.42 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Horace Mann Educators's Tax Expense for the three months ended in Mar. 2026 was $9 Mil. Horace Mann Educators's Pre-Tax Income for the three months ended in Mar. 2026 was $50 Mil. Therefore, Horace Mann Educators's Tax Rate % for the quarter that ended in Mar. 2026 was 17.93%.

Horace Mann Educators Tax Rate % Related Terms

Horace Mann Educators Tax Rate % Historical Data

* Premium members only.

The historical data trend for Horace Mann Educators's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Horace Mann Educators Tax Rate % Chart

Horace Mann Educators Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.90 -20.00 15.57 20.06 19.43

Horace Mann Educators Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.58 19.45 18.46 20.79 17.93
HMN
69GF Score
Horace Mann Educators Corp HMN
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Horace Mann Educators Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Horace Mann Educators's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=39.1/201.2
=19.43 %

Horace Mann Educators's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=9/50.2
=17.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 17.93% mean?
Horace Mann Educators (HMN) has a Tax Rate % of 17.93% as of Mar. 2026.
Is Horace Mann Educators' Tax Rate % too high?
Horace Mann Educators' current Tax Rate % is 17.93%. Overall, Horace Mann Educators has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' Tax Rate % compare to STC and SLDE?
Horace Mann Educators' Tax Rate % of 17.93% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for an Insurance company?
A good Tax Rate % depends on the Insurance industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Horace Mann Educators's current Tax Rate % is 17.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Based on GuruFocus' analysis, Horace Mann Educators (HMN) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.42, compared to a current price of $52.56 — trading 21.1% above its estimated fair value. The current Tax Rate % is 17.93%. Horace Mann Educators' overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Horace Mann Educators (HMN), the current Tax Rate % is 17.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (HMN) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of $52.56 is trading 21.1% above its estimated GF Value™ of $43.42. GuruFocus considers Horace Mann Educators to be Modestly Overvalued.

Key valuation signals for HMN:

  • Tax Rate %: 17.93%
  • GF Value™: $43.42 vs. price of $52.56 (21.1% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the HMN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Horace Mann Educators Business Description

Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
69GF Score

Get the complete analysis for HMN

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.56
Price
$43.42
GF Value